The cash withdrawal fee of Ping An Credit Card is 2.5%, with a minimum of 25 yuan. That is, the handling fee for withdrawing 600 yuan and withdrawing 1,000 yuan is the same, which is 25 yuan. The interest for withdrawing 600 yuan is 0.3 yuan per day.

1. Cash withdrawal by credit card:

1. Cash withdrawal by credit card overdraft:

A handling fee: It depends on the regulations of each bank. For example, the handling fee for Ping An credit card cash withdrawal is 2.5 < /p>

B Interest: Calculated based on daily interest rate of 5/10,000.

2. Cash withdrawal for credit card overpayment: Some banks need to charge a handling fee, and some do not. For example, the handling fee of China Merchants Bank is 0.5% of the amount withdrawn, and the minimum charge is RMB 5 yuan or US$1.

2. Use credit cards to make purchases at POS machines:

1. Pay the full amount on time, interest-free;

2. Pay the minimum payment on time, according to A daily interest of 0.05% will be charged;

3. For overdue repayment, in addition to the above-mentioned interest, there will also be late fees.