The credit card limit is obviously 2,000, but the reason why you can only use 500 per month:

1. Because the credit card is not used frequently, the bank reduces the overdraft limit.

2. Installment payment occupies the quota. Since the installment payment has taken up part of the credit limit, it cannot be used in full.

If you feel that the credit limit is not enough, it is recommended to use the following methods to increase the credit card limit:

1. Frequency of use: Use the credit card frequently, no matter the amount, as long as the card can be swiped, you will definitely swipe the card. .

2. Amount: It is best to produce monthly bill consumption that is at least 30% of the total amount.

3. The bills for card consumption must be paid for 3 consecutive months without interruption, that is, they must be paid every month