How much is the annual fee for a CCB credit card?

The annual fees for Construction Bank credit cards are as follows:

1. The annual fee for the main card of China Construction Bank's credit card is 80 yuan, and the annual fee for the supplementary card is 40 yuan.

2. The annual fee for the main card of China Construction Bank Credit Card Gold Card is 160 yuan, and the annual fee for the supplementary card is 80 yuan.

3. The annual fee for the main card of the China Construction Bank Standard Platinum Card is 580 yuan, and the annual fee for the supplementary card is 300 yuan; of which the annual fee for the titanium platinum card is 380 yuan for the main card and 180 yuan for the supplementary card.

4. The annual fee for the main card of the China Construction Bank Credit Card Diamond Card is 4,800 yuan, and the annual fee for the supplementary card is 2,800 yuan.

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Is there an annual fee for CCB credit card?

The annual fees for CCB credit cards include regular cards, gold cards, and platinum cards. They all have different standards. There are no fees for different cards. Generally speaking, the annual fee standards for CCB credit cards are as follows:

1. CCB Credit Card Annual Fee (Charging Standard)

CCB Credit Card Commercial Card: The annual fee for gold card is RMB 200, and the annual fee for regular card is RMB 100;

CCB Personal Credit Card: The annual fee for the gold card principal card is RMB 160, and the annual fee for the gold supplementary card is RMB 80; the annual fee for the regular card main card is RMB 80, and the annual fee for the regular card supplementary card is RMB 40 Yuan;

2. Construction Bank Credit Card Annual Fee Waiver Policy

During the card holding year, the annual fee for that year will be waived if you make 3 purchases with the card (no limit on the amount) every year. If there are less than 3 transactions, the annual fee will be charged at the beginning of the second card holding year.

How to charge the annual fee for CCB credit card?

The annual credit card fee refers to the fee that the cardholder pays to the bank during the use of the credit card. Generally, the annual credit card fee starts after the cardholder activates the credit card and is charged annually. Different credit card levels have different annual fee charging standards; different card issuing banks have different annual fees.

Generally, the annual fee for a regular card is 100-150 yuan; the annual fee for a gold card is 300-500 yuan; and the annual fee for a platinum card is often more than 1,000 yuan.

Credit cards refer to various media that record cardholder account information, have bank credit lines and overdraft functions, and provide cardholders with related banking services.

Main features of credit card:

1. Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation within a certain range. ;

2. Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;

3. Credit cards are high-tech products that integrate financial services and computer technology.

4. Credit cards can reduce the use of cash;

5. Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

6. Credit cards It can simplify the collection procedures and save social labor;

7. Credit cards can promote product sales and ++social needs.

Main types

According to different card issuers, they can be divided into bank cards and non-bank cards

Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.

Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., and are used for purchasing tickets, meals, accommodation, entertainment, etc.

According to the different objects of card issuance, it can be divided into corporate cards and personal cards

Corporate cards. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal organizations.

Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card.

According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards

Ordinary cards. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.

Gold Card. A gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.

What is the annual fee standard for CCB’s credit cards?

The annual fee policy for CCB’s credit cards is roughly as follows:

General cards: The annual fee for the main card is 80 yuan, and the annual fee for the supplementary card is 80 yuan. 40 yuan;

Gold Card: The annual fee for the main card is 160 yuan, and the annual fee for the supplementary card is 80 yuan;

Standard Platinum Card: The annual fee for the main card is 580 yuan, and the annual fee for the supplementary card is 300 yuan. yuan;

Exquisite version of Platinum Credit Card: The annual fee for the main card is 1,800 yuan, and the annual fee for the supplementary card is 1,200 yuan;

The premium version of the Platinum Credit Card: The annual fee for the main card is 3,600 yuan, and the annual fee for the supplementary card is 3,600 yuan. The fee is 2,800 yuan;

Titanium Platinum Card: The annual fee for the main card is 380 yuan, and the annual fee for the supplementary card is 180 yuan;

Diamond Credit Card: The annual fee for the main card is 5,800 yuan, and the annual fee for the supplementary card is 5,800 yuan. 3,800 yuan;

Car card: The annual fee for the main card is 200 yuan, and the annual fee for the supplementary card is 100 yuan.

Annual fee-free policy:

If you use the regular card or gold card to make purchases or withdraw cash 3 times a year (no limit on the amount), the annual fee for that year will be waived.

With the Standard Platinum Card, if you use the card to make purchases or withdraw cash 10 times a year (no limit on the amount), the annual fee will be waived.

Use the Titanium Card to make 6 purchases or withdraw cash every year (no limit on the amount), and the annual fee will be waived.

Extended information:

CCB Credit Card is a credit card issued by China Construction Bank. All the credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.

The conditions for applying for a principal credit card are:

(1) Aged between 18 and 70 years old and with full capacity for civil conduct;

(2) Have stable Have a good career and income, be able to repay principal and interest on time and have good credit.

Note: According to the regulations of the China Banking Regulatory Commission, college students who are over 18 years old must implement a second source of repayment when applying for a card. Therefore, when applying for a card, there will be relevant declaration materials that your parents (or relatives) need to fill out and submit.

The conditions for applying for an additional card are:

(1) Have full capacity for civil conduct or be over 13 years old and have limited capacity for civil conduct;

(2) ) Those under the age of 18 must obtain the consent of their legal guardian to apply for an additional card, and can only apply for the additional card of their legal guardian.

Materials required to apply for the card:

Main card: If you are an applicant with local household registration, you need to provide:

1. Copy of ID card,

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2. Proof of income (for example: copy of personal income tax withholding voucher or tax payment certificate, provident fund payment record or copy of payment list) or proof of personal assets (for example: copy of local real estate certificate, purchase of a house/car Invoice, copy of motor vehicle driving license of the People's Republic of China, savings passbook or deposit receipt, etc.).

Professional and technical certificates (for example: copies of professional qualification certificates assessed or recognized by national authorities, including certified public accountants, certified auditors, lawyer licenses, etc.)

If you are not registered locally Applicants, in addition to providing the above materials, also need to provide proof of stability. (For example: local real estate certificate, copy of comprehensive social insurance statement (more than 6 months), academic certificate, etc.)

Additional card: Valid identity document (applicants under 16 years old must provide additional card Household register, etc.).

Note: Identity certificates for overseas persons (including compatriots from Hong Kong, Macao and Taiwan and foreigners):

(1) Residents of Hong Kong and Macao must provide a Mainland Travel Permit for Hong Kong and Macao and an international credit card signature Purchase order and a copy of the local ID card;

(2) Taiwan residents should provide a 5-year Mainland Travel Permit for Taiwan Residents, an international credit card purchase form and a copy of the local ID card;

(3) Foreigners must provide their passports.

China Construction Bank official website - charging standards

How to charge the annual fee for CCB's credit card

If it is a rigid annual fee, it is usually 200 yuan, and all of CCB's There is no rigid annual fee for credit cards. If it is useful or the balance used is enough, there is generally no annual fee.

This is the introduction to how to charge the annual fee for CCB credit cards.