Extended data:
I. CCB U Platinum Function and Value-added Services
1. Chip trading is safe and convenient.
Contact and non-contact dual-interface chips are adopted, and the composite card form of "chip+magnetic stripe" is adopted to provide cardholders with a safer and richer payment experience.
2. Private repayment plan
Longka Happy Card has introduced a minimum repayment ratio as low as 5%, and the minimum repayment amount is not lower than 200 yuan RMB or US$ 50 (if the accumulated outstanding transaction principal is less than 200 yuan RMB or US$ 50, the minimum repayment amount is equal to the accumulated outstanding transaction principal). Provide a more intimate repayment plan for young customers, effectively alleviating the repayment pressure of young customers.
3. Multiple travel guarantees
(1) Cardholders pay air tickets or travel expenses (including air tickets) by swiping their cards. Standard Platinum Cardholders can enjoy aviation accident insurance up to 5 million yuan, and Gold Cardholders can enjoy aviation accident insurance up to 1 10,000 yuan.
(2) If the cardholder steals the card abroad 48 hours (inclusive) before reporting the loss, the standard platinum card holder can enjoy the protection service of losing the card up to 20,000 yuan, and the gold card holder can enjoy the protection service of losing the card up to 65,438 yuan+00,000 yuan.
4. Dragon card is safe to use
3 yuan can enjoy instant messaging service every month, and domestic and foreign stolen brush transactions within 48 hours (inclusive) before reporting the loss can enjoy the highest compensation guarantee of 50,000 yuan per year. Every month, 8 yuan (Anxin Exclusive Edition) can enjoy instant transaction SMS service, and domestic and foreign stolen brush transactions can enjoy the highest annual compensation guarantee of 6,543.8+10,000 yuan 96 hours before the loss is reported.
Second, the annual fee standard and preferential policies
1. UnionPay Edition
(1) Annual fee for standard platinum card is 580 yuan/card, and annual fee for supplementary card is 300 yuan/card. The annual fee for the current year will be exempted if the card spending and cash withdrawal are accumulated 10 times per card year (unlimited amount).
(2) Gold card (student version) annual fee 160 yuan/card. No supplementary cards will be issued, and the preferential policy of annual fee exemption will be implemented within the validity period.
2.VISA version and MasterCard version
Annual fee for standard platinum card is 580 yuan/card, and annual fee for supplementary card is 300 yuan/card. Implement the preferential policy of exempting the main and auxiliary cards from annual fees within the validity period.
China Construction Bank Longka Joy Credit Card