citic platinum credit card can be exempted from the annual fee of citic platinum credit card in the current year or the following year if it is spent (cashed out) 12 times in a year.

CITIC Platinum Credit Card is a product issued by CITIC Bank Credit Card Center, and the annual fee is 48 yuan.

Double points can be calculated by using CITIC Platinum Card for online transactions, with a maximum of 1, points per natural month.

income condition of the main card applicant: the monthly salary before tax is above RMB 5,, so it is recommended to apply. Platinum waives the annual fee for 48 yuan in the first year, and the annual fee for the following year is waived if the bill is swiped (including cash withdrawal) 12 times during the year. (The annual fee cycle starts from the card approval date).

Reference conditions for quick application:

1. Age 25-35;

2. No platinum card customers of our bank;

3. hold a credit card of another bank for more than 1, yuan (inclusive).

The credit card installment payment of CITIC Bank is as follows:

1. Shopping in the mall can be done in installments.

cardholders go to shopping places, such as "shopping malls" where staging can be carried out. At the time of checkout, hold the credit card that supports installment in the mall to explain that installment payment is required. Then the cashier will swipe the card on a special POS machine according to the number of periods required by the cardholder (such as 3 periods, 6 periods, 12 periods, etc., and a few shopping malls support 24 periods).

2. mail order can be divided into stages.

the cardholder receives the installment mail order catalog manual (or the online installment mall of the bank) sent by the issuing bank, and selects from the limited commodities. Then, the bank will order by installment through online installment mall, telephone or fax the installment application form, etc.

3. The bill can be paid in installments.

All card-issuing banks can basically support this staging method, and the application is simple. Users only need to apply for installment to the issuing bank by telephone after spending their credit cards and before sending monthly bills. However, it should be noted that banks will stipulate some special cases, such as speculative credit card can not be successfully phased.