Yes, the car owner card can be used normally for credit card consumption, online consumption, cash withdrawal, etc.
Warm reminder:
Cash withdrawals are subject to handling fees and interest:
1. Handling fees
1) Domestic cash withdrawal handling fees : RMB 2.5 of the cash withdrawal amount, with a minimum of RMB 25 per transaction;
2) Overseas cash withdrawal handling fee: depends on the network used by the customer. If using the UnionPay network, the cash withdrawal handling fee is RMB 3.0 of the cash withdrawal amount , a minimum of RMB 40 per transaction will be charged; if using other networks such as MasterCard, a minimum of 3 US dollars per transaction will be charged for the cash withdrawal amount.
2. Cash withdrawal interest: Interest is calculated daily from the date of cash withdrawal at a daily interest rate of 5/10,000, and compound interest is calculated monthly.