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Didi taxi wechat is bound to a credit card, but no online banking is opened. Can I take a taxi?
No, not only online banking, but also online banking payment function should be opened.

Wechat payment:

Users only need to associate a bank card with WeChat and complete the identity authentication, then they can turn the smartphone with WeChat app into a universal wallet, and then they can purchase the goods and services of the cooperative merchants. When paying, the user only needs to enter the password on his smart phone, and the payment can be completed without any swiping steps.