Current location - Trademark Inquiry Complete Network - Overdue credit card - Suppose I want to buy a mobile phone by installments with the Industrial Bank credit card. Total price: 265,438 yuan +000 * 6 installments. How much interest should I give the bank?
Suppose I want to buy a mobile phone by installments with the Industrial Bank credit card. Total price: 265,438 yuan +000 * 6 installments. How much interest should I give the bank?
There is no need to pay interest for credit card installment, but there is a fixed handling fee for each installment.

If you pay 2 100 yuan in six installments:

Principal payable in each installment: ¥ 265,438+000/6 = ¥ 350.

Handling fee payable for each installment: RMB 2100 * 0.0075 = RMB15.75.

Total: 365.75 yuan

Note: installment cannot be cancelled after applying for installment.

If repayment is made in advance, the handling fee ¥ 15.75*6=¥94.5 must also be paid off. Of course, you must also pay off the principal O(∩_∩)O~