Hello, if you hold a China Merchants Bank credit card, the credit card has a specified billing date and repayment date, and the repayment period has a cycle. The "billion date" refers to the cumulative unpaid balance of the card issuer to the cardholder every month. It also summarizes the principal amount of consumption transactions, cash withdrawal transaction principal, fees, etc., calculates the interest, and calculates the date on which the cardholder should repay the amount. "Repayment due date" refers to the last date stipulated by the card issuer when the cardholder should repay the entire amount due or the minimum repayment amount (the consumption amount can be repaid before the due repayment date, and the payment must be made no later than the due date). Just pay it back to your credit card before 24:00 on the day of payment). For example: If the 5th of each month is the billing day and the 23rd of each month is the repayment day, then the consumption from the 5th of the previous month to the 4th of this month will be repaid on the 23rd of the month. ?You can call your credit card to manually confirm the billing date and repayment date of your credit card.