First of all, the inspection of public institutions generally focuses on the candidates' academic qualifications, professional background, work experience and personal ability, while the bad credit records of banks do not directly involve these inspection areas. Therefore, only when the credit record is explicitly mentioned as one of the evaluation criteria in the examination requirements can it have an impact on the examination results.

Secondly, the examination of public institutions pays attention to the examination of comprehensive ability, mainly examining the professional quality, comprehensive ability and test-taking ability of candidates. The bad credit record of a bank cannot directly reflect a person's professional quality and ability level, so its importance is relatively low in comprehensive investigation.

Finally, even if some institutions have strict requirements on credit records, applicants are usually required to have no specific bad credit records, rather than the general bad credit records of banks. Therefore, the impact of bad credit records of banks on the examinations of public institutions is limited to specific requirements.

To sum up, the bad credit records of banks generally have no direct impact on the examination of public institutions, because the examination of public institutions pays more attention to the candidates' academic qualifications, professional background, work experience and personal ability. Of course, the specific situation may change due to different examination requirements. Candidates are advised to check the requirements in the recruitment announcement before entering the exam to ensure that the relevant conditions are met.

Extended data:

The examination of public institutions refers to the examination of selecting talents organized by state organs and public institutions. This kind of examination is usually divided into two parts: written examination and interview, and the scope of examination includes professional knowledge, comprehensive quality and ability to take exams. The content and form of the examination in public institutions will be different according to the needs of different units and posts. Those who pass the examination can enter the recruitment unit through interviews and enjoy the corresponding treatment and benefits.