CITIC Bank's preferred value-added service fee refers to the value-added services provided by the bank to protect the rights and interests of cardholders, such as card use safety, etc. Cardholders need to pay or redeem points to obtain them. Generally speaking, these value-added service fees are regulated and priced by regulatory authorities. The bank will inform users through various channels such as the credit card website, filling out the application form, and receiving the agreement when applying for the card. In other words, the preferred value-added service fee is the fee charged by the credit card.
Some credit cards charge good value-added services, such as account security guarantees, high aviation accident insurance, etc. Accident insurance is a type of insurance that protects people against unexpected risks. Under normal circumstances, during the agreed period of validity of the insurance, if the insured suffers an accident that results in physical disability or death, the insurance company will provide a certain amount of compensation to the insured in accordance with the relevant provisions of the insurance contract.
What are the application requirements for CITIC Bank credit card?
1. Those aged 18-60 can apply for the main credit card of CITIC Bank, and those aged 16-65 can apply for the supplementary credit card of CITIC Bank;
2. The applicant holds an ID card, or Household register, or a copy of military officer's ID card, or a valid identity document such as a Mainland Travel Permit for Hong Kong and Macao residents or a Mainland Travel Permit for Taiwan residents, or a passport or household registration certificate;
3. The applicant has a stable source of income , you can provide proof of work with the official seal of the company, and if you are a self-employed person, you can provide a valid business license;
4. If the applicant has good financial conditions, you can provide proof of income issued by the unit, or Bank deposit certificate, income tax deduction certificate, or real estate ownership certificate and other financial proof materials;
5. The applicant has good credit status and no bad credit record.