(China Merchants Bank) The credit limit is not fixed and will increase with the accumulation of your card holding consumption, repayment status and card holding time. You can call the service hotline to request an increase in your credit limit after holding the card for three months. We will apply to the relevant review department for you based on your consumption index, repayment record and consumption habits. Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates, and the review department will evaluate your credit limit based on the materials you attached. At the same time, you can also apply for a temporary credit for urgent expenses.

The increase in credit card fixed limit must be reviewed by our bank. Our bank will also proactively increase the fixed limit from time to time for cardholders with good card usage records. To increase the fixed limit of a commercial card, you need to contact the company to apply for adjustment. You can log in to credit card online banking at any time and click "Account Management" - "Account Limit Management" - "Fixed Limit Adjustment" to apply. You can also fax or mail proof of financial resources that you have not provided before applying for the card, including a copy of the real estate certificate (the real estate certificate must contain the name of yourself or your spouse or minor children, and attach proof of relationship and any water, electricity, and gas certificates of the real estate certificate in the past 3 months. A copy of the invoice), a copy of the driving license of your own vehicle, a copy of our bank’s savings account statement for the past three months or the original asset balance certificate of the financial account issued by each branch of our bank.