It is relatively easy to apply for a Hengfeng Bank credit card, and the application conditions are relatively loose and do not need to be harsh. Hengfeng Bank credit card application conditions are strict and user-friendly.

The specific application conditions are:

1. Applicants should be under 18 years old and under 65 years old, and have full capacity for civil conduct.

2. Have good personal credit and stable professional income.

3. Submit financial proof to Hengfeng Bank, such as real estate certificate, driving license, deposit, financial management certificate, etc.

4. The personal credit report is good and there is no bad credit record.

How long is the grace period for Hengfeng Bank credit cards?

Hengfeng Bank stipulates that the grace period for credit card repayment is three days. This is the time tolerance service provided by Hengfeng Bank. That is, the loan can be repaid within the last three days. As long as you pay off the balance, your credit history will not be affected.