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Advantages of international credit card payment

First: Connect the payment interfaces together. The number of users of Papal is still not comparable to the number of credit card users;

Second: Credit card chargebacks are relatively troublesome and require users to Apply to the bank, and a sum will be left in the user's bank record. Users will generally not make trouble unreasonably;

Third: Sellers can refer to various methods for malicious chargebacks. For example, leaving a Record the content of the communication between the two parties. When the amount is large, ask the other party to fax the front and back of the credit card. This can effectively prevent the occurrence of malicious chargebacks, and can also intentionally avoid certain malicious chargebacks. This is only for more serious areas. The advantage of this is that when the bank presents the inquiry form, you can use these things to refuse the user's chargeback to you. The cardholder's refusal to pay will have a relative impact on his or her reputation in the bank.

Credit cards originated in European and American countries in the 18th century. With a history of more than 100 years, every bank has established a A complete set of customer credit files belonging to them. In Europe and the United States, a person's credit is closely related to his credit card. Poor credit directly affects his job search, loan, car installment payment, house installment payment, etc. Generally, the cardholder himself There are very few cases of chargebacks, and they are usually caused by stolen or black cards. The risk control system for credit card payments will block these cards, and the chargeback rate for cardholders is about one in a thousand.