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China UnionPay Express Merchants APP is a mobile integrated service platform provided by China UnionPay for UnionPay and China UnionPay Express merchants. Based on big data, cloud computing, artificial intelligence and other technologies, China UnionPay Express Merchant Connect can easily support merchant collection scenarios and support various payment methods such as T+ 1 collection and aggregate collection. The arrival time of different payment methods may be different. For details, please contact the official customer service of China UnionPay Express Merchants.
China Bank UnionPay Express also owns QR code payment products, including user's main scanning mode and scanned mode.
Scanning mode: First download the designated APP (UnionPay China UnionPay Express APP) and bind the bank card, then show the payment code, let the store scan the payment code, and the payment will be completed.
Main scanning mode (mainly used for consumption, transfer and ATM cash withdrawal): First, download China UnionPay Express APP and bind the card, turn on scanning, and scan the QR code of the store to complete the payment.
The difference between "UnionPay Flash Payment" and "UnionPay China UnionPay Express";
1, different product attributes
Although they all belong to UnionPay brand products, China UnionPay Express is an APP, which was officially released on 20171211. Flash payment is a function and logo, which first appeared on major bank cards and terminal equipment.
2. Different product functions
China UnionPay Express has more functions than flash payment, and China UnionPay Express not only covers the old "UnionPay flash payment" function, but also supports device QR code payment. China UnionPay Express APP has three core functions: payment, discount and card management.
3, the application equipment is different
China UnionPay Express application equipment includes operating system-level payment programs of NFC devices (such as Xiaomi Payment, Huawei Payment and APPle PAY), China UnionPay Express provided by bank clients (such as Bank of Communications), UnionPay China UnionPay Express App (only supporting CITIC, Postal Savings, Xingye and Huaxia) and third-party payment apps (such as Meituan and Jingdong Finance).
UnionPay flash payment mainly realizes instant payment through terminals that support contactless payment. Products that support flash payment function include not only IC bank cards of major banks, but also some mobile clients that have reached cooperation agreements with UnionPay, such as smart phones.