1. Because Citibank is a foreign-funded bank, the application conditions are generally strict, and the qualification requirements for customers are also very high. Small partners who can successfully approve cards in other banks are likely to be rejected in Citibank.
2. Whether Citibank's credit card is approved depends on the applicant's own conditions: relatively speaking, it is more difficult for Citibank to apply for a card than ordinary commercial banks, and it also requires higher qualifications for customers. Mainly in the strict restrictions on the applicant's salary income, generally requiring a monthly income of more than 5,000.
That is the introduction of Citibank's credit card approval. I hope it helps you.