Mortgage, also known as house mortgage. Mortgage means that the buyer fills in the mortgage loan application form to the bank and provides legal documents such as ID card, income certificate, house sales contract and guarantee letter. The bank promises to grant loans to the buyer after passing the examination, and handle the notarization of real estate mortgage registration according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank directly transfers the loan funds to the seller's account within the time limit stipulated in the contract.
The down payment for buying a house has been given, the house has not been repaired, and the mortgage has not yet come down. Can I return it?
It depends on whether it is a second-hand house or a commercial house. Anyway, 1 must speak according to the contract. If you violate the relevant agreement in the contract, you can request to return a house or file a civil lawsuit. My bank account was kept and my mortgage was not paid. Later, I won the case. How can we recover the loss? You can ask the applicant for preservation to compensate you for your loss.
According to Article 105 of the new Civil Procedure Law (20 13), if the application is wrong, the applicant shall compensate the respondent for the losses suffered due to preservation. In addition, according to Article 102 of the Latest Provisions of Shanghai Higher People's Court on Property Preservation (20 14), the applicant shall compensate the respondent for the losses caused by the wrong application for property preservation; If an administrative organ makes an error in applying for property preservation and causes losses to the respondent, it shall be liable for compensation according to law; If the people's court takes property preservation measures wrongly according to its functions and powers, it shall make compensation in accordance with the State Compensation Law.
Will the court go to different places to investigate personal property mortgage during divorce?
When applying for court enforcement, the local court may entrust a foreign court with enforcement. At this time, it will involve investigating the mortgage of personal property in different places.
Civil Procedure Law (20 12) Article 131 When necessary, the people's court may entrust a foreign people's court with an investigation. The entrusted investigation must put forward clear items and requirements. The entrusted people's court may take the initiative to supplement the investigation. The entrusted people's court shall complete the investigation within 30 days from the date of receiving the power of attorney. If it cannot be completed for some reason, it shall notify the entrusted people's court by letter within the above-mentioned time limit.