Illegal. When applying for credit cards, intermediaries often package customers and use fake information to apply. This kind of behavior of intermediaries is illegal, it is a kind of fraud, and it seriously hinders the bank's credit card management. Therefore, once discovered and prosecuted by the bank, it is very likely that you will be sentenced to jail.

Legal basis:

"People's Republic of China and Civil Code"

Article 961 An intermediary contract is a report by the intermediary to the client A contract in which the principal pays the opportunity to enter into a contract or provides intermediary services for entering into a contract.

Article 962: The intermediary shall truthfully report matters related to the conclusion of the contract to the client. If an intermediary deliberately conceals important facts related to the conclusion of a contract or provides false information, thereby harming the interests of the client, it shall not request payment of remuneration and shall bear liability for compensation.