General credit card repayment arrival time:
(1) Repayment of counter deposits will be received immediately;
②? Online bank transfer repayment, local peers arrive immediately, foreign peers arrive in 2-24 hours, and inter-bank accounts arrive in 24 hours;
③ ATM, CRS transfer or CRS deposit repayment; Refer to ② for the transfer arrival time, and the deposit will arrive immediately;
④? Third-party payment transfer repayment, 24 hours to account.
Repayment method
1. repayment in the issuing bank: this method includes: the issuing bank counter, ATM, online banking, automatic transfer, telephone banking, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
2. Inter-bank transfer/remittance repayment: mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
3. Online repayment: UnionPay Online, Quick Money, Shengfutong, Alipay, etc. Choose different platforms and banks, and the charging standards and specific arrival time are different.
4. Convenience store repayment: This method mainly completes repayment through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
5. Counter repayment: Counter refers to the current RMB deposit and withdrawal transactions of bank cards issued by various networked financial institutions through counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.
(Source: Baidu Encyclopedia: China Bank Credit Card Center)