Will the Bank of China credit card be approved by calling to verify the information?

Bank of China will determine whether it is eligible based on the personal financial certificate and comprehensive credit status you submitted when applying for the credit card. Card conditions and credit limits are subject to the actual approval results.

The above content is for your reference, please refer to actual business regulations.

Can ICBC credit card verification be approved by phone? Let’s learn about the card application process

ICBC’s credit card has also opened an online application channel. Customers can submit applications directly through the official website and wait for bank approval. During this period, many people will receive calls from ICBC. Verify some information. So, can the ICBC credit card be verified by phone? Let’s briefly introduce it today.

Can ICBC credit card verification be approved by phone?

It can only be said that it is not necessarily true. After all, after submitting an application for an ICBC credit card, you have to go through multiple processes, including review-investigation-approval-card production-card issuance. Among them, receiving a call from the bank just means that it has been Entering the review stage, the purpose is to conduct a preliminary review of the applicant's personal information and unit information.

On the phone, the bank staff will ask some questions, such as the address of your workplace, years of service, personal ID number, etc. You just need to answer truthfully according to the information you filled in. To avoid answering errors, it is best to memorize the information on the application form in advance.

After answering the phone, the approval result will not be available immediately. If you want to know whether the application has been approved, you can find out by checking the credit card application progress. It is best to check on the official website to directly see each step. The progress of the process is as follows:

1. Application received: ICBC has received the application materials submitted by the applicant;

2. Application accepted: ICBC has started Accept the application and enter the approval process;

3. Approval: that is, the application has passed the review and enter the account opening process;

4. Account opening is successful: that is, the account has been opened and the card production process has entered;< /p>

5. Card printing is successful: the card has been made and mailed.

So if you check the progress and show that the review has been approved, then your application has been approved and you can just wait to receive the card. ICBC generally requires you to go to the designated counter to receive the card, and a text message notification will be sent. At that time, you must bring your ID card and other information to the interview. Only if you succeed in person can you get the card.

When I applied for a credit card from China Minsheng Bank, I called to verify it. Can I say that it was not accepted?

Yes

When I applied for a credit card, the bank called me to verify it and it was basically successful. Telephone credit investigation is part of the bank's credit card review process and does not mean 100% approval. It usually takes about 3 working days after receiving the call to give the review results.

Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card, and repayment will be made on the bill date.

Hello, I applied for a credit card with CITIC. Today my girlfriend called me and said that CITIC called her at 075582380730. What does this mean?

1. If it is In the credit investigation stage, if the contact person is your girlfriend, the bank may call to verify the information, asking if they know her or not. Because the contact person can be found if the loan is not repaid in the future, it will be used as a part of the credit report. If the card has already been applied for, if the payment is owed or the bank has any problems, the contact person may be contacted.

If none of the above is the case, it is best to call CITIC and ask. Be careful, there are many phone numbers in various business departments of the bank, and sometimes the numbers can be forged.

2. This is the verification phone number of the CITIC Bank Credit Card Center. Wait for three to five working days, or five to seven working days at the earliest, and the result may be available. The result will be sent to the application via text message. The mobile phone registered at the time.

Extended information:

1. Go to bank branches to apply

Except for a few banks, because bank branches and credit card business are completely separate, credit card applications are not accepted In addition, you can apply for credit cards at most bank branches. Generally, you can apply by bringing your ID card, proof of work income, real estate certificate, and driving license. Each bank has different requirements. Some require a lot of information and are more difficult, while others are simpler.

If you have a large amount of deposits or financial management in the card-issuing bank, or you are a bank VIP customer, you can apply with just one ID card.

2. Apply online

You can apply for a credit card in online banking, the official credit card website, or on a mobile client or third-party platform. The advantage of online application is that you don’t need to provide paper information. You can fill in the information and submit the application in a few minutes, which is the fastest.

3. Apply through a salesperson

We can often see credit card salesmen setting up tables in places with a large flow of people, such as large supermarkets and shopping malls, so you can Fill out forms and apply for cards at these stalls. There are also salesmen who sweep the floor to apply for cards, so you can apply through them. Usually experienced salespeople can provide better suggestions and avoid certain details that are easily rejected, and the pass rate is relatively higher.

4. Make an appointment at home

What should you do if it is not convenient to go to a bank branch and you have not met a salesperson? Some banks apply online and only submit basic information for making an appointment to apply for a card. Then the bank will assign a credit card salesperson to contact the applicant and come to the applicant's company to submit more detailed information to apply for a credit card on the spot.

After applying for a Bank of China credit card, how long does it take for the customer service to call and verify the information before it is approved?

The review time will vary depending on your application channel. The normal review time for branch applications is about 10 working days, and the normal review time for online applications is about 1-11 working days. If there is no review result for a long time or you do not receive the card, it is recommended that you call the customer service hotline 4006695566 for enquiry. Card production time: After the card approval is completed, the card production will generally be completed within 3 working days.

If you do not receive the card for a long time, it is recommended that you call the customer service hotline 4006695566 for enquiry.

The above content is for your reference, please refer to actual business regulations.

What is a credit card verification?

Credit card verification is when the bank calls the applicant to verify the applicant’s identity and authentic materials, and verifies the relevant materials, identity, and and signature to increase the authenticity of the applicant’s application.

That’s it for the introduction of credit card verification.