The advent of credit cards has helped everyone solve their short-term financial needs and brought a lot of convenience to everyone's lives. Generally speaking, normal credit card swiping allows everyone to accumulate credit and enjoy corresponding discounts at the same time. But when many cardholders use their credit cards, they suddenly find that their credit cards have been suspended. What's going on?

1. Credit card overdue

When using a credit card, once the user commits any violation such as overdue behavior, the credit card application platform will control the credit card for the sake of fund security, although it will not directly The card is blocked, but its use will be suspended. At this time, even if the credit card has a limit, it cannot be used normally.

2. Irregular use of cards

In order to ensure the security of funds, the system will occasionally compare cardholders’ card swiping time, amount, merchant type, etc. based on past card usage behavior. , if it is found that the user's recent transaction behavior is abnormal, such as card consumption outside normal business hours, the amount of the card swiped does not match the merchant type, etc., then the use of the credit card will be suspended.