Our all-currency credit card has the following characteristics: 1. Travel around the world, swipe your card without worry, free of currency exchange fees. 2. Automatic purchase of foreign exchange and repayment in RMB. 3. High travel insurance gifts. 4. Free annual fee with no additional conditions. 5. This card only supports VISA offline transactions, and is recommended for overseas travel and online shopping users. If it is mainly used in China, it is recommended to apply for other credit card products of China Merchants Bank. 6. All-currency international credit cards do not support UnionPay channel repayment for the time being (including UnionPay fixed-line terminals, counter connection, credit payment through Lacarra and UnionPay ATM transfer, etc.). ).