1. Terms of the loan contract: According to the contract, if the borrower is overdue for a certain period (usually 6-9 days), the borrower has the right to take legal action. Please note that it is assumed that the contract does not explicitly stipulate special overdue treatment methods.
2. Borrower's willingness to repay: If the borrower shows a positive willingness to repay, and communicates with the borrower and negotiates a solution, it may delay the time for the borrower to take legal action.
3. Loan amount: The greater the overdue amount, the borrower may be more inclined to pursue legal responsibility.
4. Internal process of the borrower: Different lending institutions or banks may have different processes and opportunities to start legal proceedings.
Summary:
Specifically, if the loan is overdue by 1, yuan and the overdue time is long, it may be sued by the borrower after 6-9 days. However, this is only an estimate in general, and the actual time may be different due to many factors.
Extended information:
Borrowing is a consumer credit product launched by Alipay, which is used for personal small loans. When the borrower fails to repay the loan on time, the borrower has the right to take legal action to recover the debt. The specific overdue treatment method and time depend on the terms of the loan contract, the borrower's policies and legal procedures.
please note that this answer is only based on common sense and inference in general, and does not constitute legal advice. For specific cases, please consult professional legal advice and refer to relevant laws and regulations.