1, credit card swiping in different places does not require other additional conditions, and the credit card itself has no geographical concept, so there is no problem of local and different places. There is no handling fee for directly consuming RMB on POS credit card machine, and all expenses are borne by merchants, and cardholders do not have to bear any expenses.

2. There is no handling fee for credit card consumption in different places, and there is a handling fee for withdrawal in different places. If you withdraw cash directly from ATM machines in different places, different credit cards will have different handling fees due to different preferential policies.

3. If the credit card is used in consumption abroad, when the currency of the cardholder's country is different from the foreign currency charged by the credit card, an exchange fee of 1.5% will be incurred for each consumption. (Note: Global payment cards are free of exchange fees. ) Now many countries and regions have opened UnionPay transactions, which can be paid on POS machines that support UnionPay. The transaction amount is recorded in RMB, and there is no exchange fee of 1.5%.