Overpayment refers to the remaining amount after the cardholder repays all the funds payable in this period. Some card friends will deposit money into their credit cards by mistake. If they put the money into the credit card in advance and don't spend it, this money can't be withdrawn. If they want to withdraw, they will charge a high handling fee.

Pufa credit card charging standard: free cash withdrawal at the bank counter; The bank's ATM collects and recovers 0.5% handling fee, with the lowest 5 yuan; The ATM recovery rate of other banks is 3%, with the lowest in 30 yuan.