The credit card of China Merchants Bank is overdue, and the telephone notification time is not fixed. Generally, no telephone notice will be given if the overdue period is less than three days. I suggest you repay the loan as soon as possible. According to "China Bank Card Industry Self-discipline Convention", banks provide credit card customers with a three-day repayment grace period free of charge. For example, the final repayment date is the 5th of each month, and the repayment will be made before 24: 00 pm on the 8th of that month, which will not affect personal credit, and the service does not need voluntary application.

(Reply time: 2065438+May 6, 2009, please refer to China Merchants Bank official website for the latest business changes).