The innovation of Hong Kong stocks is a typical institutional arbitrage.
Read my previous article about why Hong Kong stocks make money: In the past 1 year, it was easy to collect tens of thousands of dollars for nothing.
This article mainly teaches you how to operate Hong Kong stocks step by step on a zero basis.
The overall process for Hong Kong stocks to make new investments is as follows:
Account opening-deposit subscription-sale-withdrawal?
Open an account, here is a Hong Kong brokerage account.
You need to open a Hong Kong brokerage account first, just as you need to open a domestic brokerage account when trading stocks in China.
Although theoretically, a person can only subscribe for new shares with one account, in fact, an ID card can apply for multiple accounts of multiple brokers to complete the subscription of new shares.
Please note that this sentence is the most important core for Hong Kong stocks to obtain high returns: multi-account innovation.
Multi-account innovation has two meanings, one is that one person applies for multiple multi-brokerage accounts to complete the innovation, and the other is that one person uses the accounts of multiple people (such as relatives and friends) to complete the innovation.
For example, you can open five brokerage accounts by yourself and add five accounts of your relatives and friends to make a 10 account.
Although the return rate of one person's innovation is not low, you can get several times the income of multi-account innovation.
Mainstream brokers include Huili, Futu, Tiger, Huashengtong and Oriental Fortune International. But what I'm saying here is that the meeting is the first choice. If possible, the meeting is the first choice. As for why, I will say it at the end.
From a practical point of view, it is more appropriate to put about HK$ 20,000 in each brokerage account for new subscription, which can make more effective use of leverage.
In the vernacular, saving money means transferring money to your brokerage account.
If there is a Hong Kong bank card, it is most convenient for major brokers to use it to deposit money.
However, the average novice does not have a Hong Kong bank card, and the Hong Kong bank card also has a certain threshold. It takes some time to open it.
For example, opening a bank card in Hang Seng Hong Kong costs 300,000 yuan a month.
It costs 654.38 million yuan to open a bank card in Minsheng Hong Kong.
Of course, opening a bank account in Hong Kong is the easiest way, but now I can't go to Hong Kong because of the epidemic.
Now, for example, our super giant Ant Financial will be listed, which is a very rare opportunity to play new games.
You know, the future certainty of Ant Financial Service is very high, and the probability will rise sharply, so the probability of new ants making money is very high.
Therefore, for beginners, you can also use mainland bank cards to make deposits.
So at this time, you need to choose brokers who support mainland bank cards for deposits, such as Futu, Tiger and Huatai.
Some points to pay attention to when saving money:
After the broker opens an account, the broker will give you a bank account of the broker who has already deposited.
You need to deposit money in my bank account with the same name:
1) We need to buy foreign exchange in Hong Kong dollars on mainland bank cards (such as China Merchants Bank, which I invested successfully before), which is equivalent to exchanging RMB for Hong Kong dollars.
2) Then transfer it to the collection account provided by the brokerage firm and convert it into Hong Kong dollars. For example, the receiving bank of Huatai is Standard Chartered Bank (Hong Kong).
Here, the bank card in Chinese mainland will charge a service fee for this transfer.
For example, when transferring money from the account of China Merchants Bank, China Merchants Bank will probably charge a service fee of around 100 RMB.
In addition:
Basically, every brokerage firm will have an account opening bonus. For example, Huatai will deposit 2w Hong Kong dollars to reward an Alibaba (with a market value of more than 200 yuan), so it is necessary to pay more attention to the deposit, such as 20,500 Hong Kong dollars, in case the bank charges 20,000 Hong Kong dollars less after the handling fee.
In addition, it takes 1-5 working days to transfer money from the mainland card to the brokerage account, and the general time is around 1 working day.
Because ants will probably be listed in the late period of 10, if you want to be an ant shareholder, you must hurry up.
This piece is the simplest, as long as you can complete the subscription on the brokerage App.
Take Tiger Securities as an example:
The smallest unit subscribed is one hand, and how many shares are there in one hand? This is decided by listed companies. It is possible that 1000 shares are in hand, and it is also possible that1000 shares are in hand.
There are two kinds of purchases, cash purchase and financing purchase. These two concepts are similar to buying a house in full and buying a house with money.
Cash subscription is completely purchased with the balance in your account;
Financing subscription, called "margin" in Hong Kong, means borrowing money to subscribe. This advantage is that you don't need to occupy funds, you can use leverage to improve the winning rate, but you have to pay interest.
For example, many brokers have "10 times leverage", that is, you pay 10% of the money and the brokers pay 90%.
Suppose your account has 6,543,800 yuan, then through financing, it is equivalent to 6,543,800 yuan of principal.
If the first hand is 10000 yuan, then you can only play 1 hand in Hong Kong stocks, but now you can play 10 hand through financing, and the winning rate will increase accordingly.
The subscription fee here is generally charged by brokers, but some brokers don't charge this fee and can make new ones in Bai Piao, such as Huili.
The core of Hong Kong stock innovation lies in opening more accounts and raising more funds. Although financing needs to pay interest, this interest money is nothing compared with the new income.
It is easy to understand that more financing can improve the winning rate. How about opening more accounts?
One of the characteristics of Hong Kong stock innovation is that it favors retail investors, and as many people as possible win the lottery. The winning rate of one hand is decreasing according to the number of subscriptions, so the winning rate of one account with two hands is less than that of two accounts with one hand.
For example, the winning rate of one hand is 20%. For two hands, the winning rate of one hand is reduced to 15%, and the actual winning rate is 2* 15%=30%.
However, if two accounts are played separately, the actual winning rate is 2*20%=40%.
Therefore, multi-account innovation is the core strategy to improve the new income of Hong Kong stocks.
After winning the lottery, we will hold the shares of the company to be listed at the price (issue price) in the primary market. The day before the company goes public, we can trade in the dark market system.
Dark offer system refers to the internal system of some large securities firms. Generally, the quotation is made at16:15-18: 30 the day before the IPO. Huili is the largest dark spot dealer in Hong Kong, and most brokers are connected to Huili's dark spot system.
The dark trading price of Futu is often higher than that of Huili, so if we win the lottery in Futu, we can carry out risk-free arbitrage by selling Fuli in Futu.
If we are particularly optimistic about a new stock and want to win more hands, we can choose to buy it in the dark market, wait until it is officially listed, and then sell it after the stock price rises, but this is no longer a traditional innovation, so I won't say much.
This corresponds to deposit, which is called transfer, and withdrawal is withdrawal.
Special note here: the money in the new account of Hong Kong stocks cannot be withdrawn through mainland cards, but only through Hong Kong cards or overseas cards.
Hong Kong card processing, as mentioned above:
However, the average novice does not have a Hong Kong bank card, and the Hong Kong bank card also has a certain threshold. It takes some time to open it.
For example, opening a bank card in Hang Seng Hong Kong costs 300,000 yuan a month.
It costs 654.38 million yuan to open a bank card in Minsheng Hong Kong.
Of course, opening a bank account in Hong Kong is the easiest way, but now I can't go to Hong Kong because of the epidemic.
Other overseas cards: Huamei card is more popular, and the threshold is lower, so it can be handled online. Disadvantages are high fees and management fees, and there is no brokerage company that cooperates with Huamei. The cost of a single deposit and withdrawal is about 60 dollars, and the management fee is 25 dollars a month.
As far as reputation is concerned, it is the first brokerage firm in Hong Kong, just like CITIC Securities in Chinese mainland.
But most importantly, Huili will make new and cheap products that can be used in all kinds of Bai Piao.
Huili brokers have four packages: 0 yuan, 38 yuan, 68 yuan and 100 yuan.
Bai Piao Package is equivalent to a new one, and the principal, interest and handling fee are all free. If it smells good, it is simply the coolest weapon for Hong Kong stocks to fight the new party.
In the following article, I will explain in detail how to open Huili. Of course, besides Huili, Futu and Huatai, it's not bad.
1. Through the brokerage channel, I opened a credit card in Chinese mainland Minsheng Bank, deposited 5w wealth management, and successfully issued the card (Minsheng Port Card) in 6-8 weeks.
However, due to the epidemic situation and the recent news of Hong Kong stocks, it is now the peak season for Hong Kong card processing. According to insiders, the number of accounts in Hong Kong is increasing at a rate of 500 per hour. A few months ago, in early May, the Hong Kong card could be completed in two weeks.
2. Through the intermediary channel, you don't need a deposit. You can get the card in about one month by paying about 4,000 yuan at a time.
The advantage of this channel is that 50,000 yuan does not need to be occupied 1-2 months. For example, Ant Financial will be listed soon. I think this 50,000 yuan can cover the cost of handling the Hong Kong card.
3. It can be handled through bank channels.
Minsheng Bank generally deposits 654.38 million yuan a month, Hang Seng Bank deposits 300,000 yuan a month, and of course China Merchants Bank exaggerates 5 million yuan.
However, in view of the upcoming listing of Ant Financial Services, I think it is a more effective strategy to deposit with mainland bank cards without Hong Kong bank cards, first complete the new Ant Financial Services, and then slowly apply for Hong Kong bank cards.
The innovation of Hong Kong stocks is a very reliable arbitrage model, which is essentially to earn the difference between the primary market and the secondary market. Qian Shengqian is too efficient, with a principal of 20,000 yuan. Often after winning the lottery, you can earn thousands or tens of thousands.
For more new inquiries about Hong Kong stocks, brokerage accounts and Hong Kong bank card accounts, you can search the official account of WeChat, Shengcaiyoushu Office, and ask me directly.