Taobao supports credit card payment business. At present, the cooperative banks are: Bank of Communications, Guangfa, China Everbright, Bank of China, Xingye, China Merchants Bank, China CITIC Bank, ICBC, Ping An Bank, China Construction Bank, Shanghai Bank, Huaxia Bank Credit Card Cartoon, Pudong Development Bank, Minsheng Bank Credit Card Cartoon and Bank of Beijing Credit Card Cartoon. In Taobao, you can use a credit card to shop directly, or you can call the bank to apply for installment after shopping. You can pay directly, or you can recharge Alipay before paying. But I suggest you pay directly. Credit card recharge Alipay generally has a daily limit, and the amount of each recharge is between 3 and 5, depending on which bank. However, if you pay directly, it depends on whether the seller has opened the credit card payment function. You bought a mobile phone, and the amount is not small. Sellers usually open a credit card to pay, so it is more convenient for you to pay directly. When operating, after clicking Buy Now, you can choose to pay by credit card. Credit cards need to be enabled for online payment. Some need to go to the counter, such as Bank of China. Some are opened by default, such as China Merchants Bank. Some can apply online, and Bank of Communications is. Therefore, before the operation, please find out how your bank opens the online banking function to avoid being unable to pay.