The bank looks at the running water according to the average daily deposit balance, if you reach the monthly payment every day.
Daily average calculation: add up the daily average balance of one month and finally divide it by the number of days in this month, which is the daily average.
How to see whether the bank flow of mortgage is enough to repay the bank flow bill of loan? Generally, it will last for half a year, and the monthly amount is 2.5 times of the repayment amount.
How to see if the income on the bank running list is enough for the bank to settle interest on a monthly basis? Both the running water income and the wage income are more than 2.5 times of the monthly payment. The bank running water has interest settlement in March 6965438+February, and the running water in the past six months can be wage running water or cash running water.
How Shanghai Pudong Development Bank calculates whether the bank's running water is enough to repay the loan depends on how much your monthly mortgage is, and then ×2 is the running water required by the bank.
How to judge whether the running water in your bank is enough? It usually takes six months to one year to buy a house with a loan.
Continuously, the amount should meet the loan requirements,
Accurate interest settlement, bank special paper printing,
There is a way to solve the problem of insufficient banks, just spend some money.
I hope I can help you. .
There are only a few thousand running water in the bank. What if the monthly supply is not enough? The running list can be typed at the counter, which is not enough for the agent.
It usually takes 6 months! Special paper printing
Divided into wage flow and cash flow.
Interest settlement should be accurate, and the running amount is generally three times the repayment amount.
The running water of the bank is not enough to make up the running water bill of the loan, which usually takes 6 months! Special paper printing.
Running a bill mainly depends on repayment ability. . . The amount of running water is generally more than 2.5 times the repayment amount. .
The bank's running water is less than twice the monthly payment. Can it be that the salary paid by the mortgage is flowing to buy a house for more than half a year (with the signature of the bank)?
Income certificate issued by the unit (stamped with the official seal of the unit);
Self-employed households provide proof of family assets, such as deposit certificate and property certificate.
Is there not enough water in the bank? What shall we do? What's the purpose of your bank running water? For example, the loan requirements for visa work abroad and car and house purchase are different. It usually takes six months in a row, and the amount is required to be reached.
It must be six months, and the amount should be enough.
For accurate interest settlement, the latest templates and fonts are enough.
Look here. You're welcome. .