Platinum card users can enjoy the VIP service of CCB, and the priority number can be swiped by platinum card to avoid queuing for priority business. Remittance fee is 50% off, remote access fee is 50% off, and loss reporting fee, replacement fee and annual card fee are exempted.
Enjoy the VIP room service at the airport. One-on-one vip financial services. CCB now has many wealth management products that can meet the different needs of different customers.
According to the customer's financial situation, recommend suitable products for customers, so that applying for a platinum card can maximize the value-added of your funds.
There are four types of CCB Platinum Credit Card:
1. Standard Visa Platinum Credit Card: The card face is relatively the most beautiful, and the probability of swiping VIP in Guangzhou and second-and third-tier cities is the highest, so it becomes the most sought-after platinum card. It is recommended to keep it!
2. Standard Master Platinum Credit Card: Simple and low-key card face, the probability of getting VIP in second-and third-tier cities is slightly lower than that of Visa Platinum Card. Visa and Mater platinum cards are one of them.
3.IC platinum card and standard RMB platinum card: IC platinum card is a standard RMB platinum card with flash payment and IC function, but the popularity of chips is not very optimistic. The number of flash payment places is quite small, there are no points, and the function is like chicken ribs. These two platinum cards are not recommended to be kept.
4. World Platinum Card: If you often stay in a hotel by plane, it is recommended to keep it. Return _ is generous, providing flight delay insurance, but not V and M platinum cards.
If you often recommend it by plane, you can forget it by train, and the return trip can only be used for the payment of air tickets. In addition, the global platinum card has the lowest probability of swiping VIP.
Featured services:
1. Exclusive priority service provides three priority services: customer service hotline acceptance, temporary quota adjustment and disputed money.
25 million yuan aviation accident insurance cardholders can enjoy 5 million yuan aviation accident insurance by swiping their cards to buy air tickets or tourist tickets (including air tickets).
3. Platinum secretarial services include business travel, ticketing, restaurants, quality food, golf, tennis and other booking services.
4. Platinum preferential merchants provide preferential consumption and VIP treatment for platinum quality merchants and top clubs in major cities at home and abroad, involving catering, leisure and health care, health care, business travel, parenting education and other fields.
5. UnionPay Platinum points courtesy featured high-end merchants and well-known brand chain merchants, providing cardholders with UnionPay exclusive points rebate service.
Is CCB Platinum Card awesome?
Yes, CCB Platinum Card offers:
1. You can enjoy VIP services at the airport, including more than 500 VIP lounge services at home and abroad, as well as various preferential activities launched by airlines.
2. You can enjoy preferential services at 200 golf courses and 100 driving ranges all over the country. You can watch 20 friendly matches free of charge a year, and you can enjoy the green fee of 12 and the free practice of 12 a year.
3. You can enjoy high aviation accident insurance and vehicle accident insurance, or credit card theft insurance worth 50,000 yuan.
4. With CCB Platinum Card, you can enjoy special financial services, including VIP line service. You can queue up for business at outlets and enjoy preferential loan interest rates.
Construction Bank Platinum Credit Card Application Conditions:
1, the age must be above 18 and below 60, and he is a natural person with full capacity for civil conduct.
2. The higher the income, the higher the pass rate of applying for the Platinum Card of CCB, requiring the applicant's annual income to be no less than 6.5438+0.5 million.
3. Have a regular job, so that the bank will consider issuing a card for you. If your company is one of the top 500 companies in the world or one of the top companies in China 100, your success rate will be higher.
4. The more assets certificates submitted, the better. For example, any real estate license, automobile driving license or large investment and financial management certificate can be submitted. In short, it is to prove to the bank that the richer you are, the higher your pass rate will be.
Have a good credit record, because this is the basis for you to do anything. No matter what business you do in the bank, this is the premise.
What are the advantages and disadvantages of CCB Platinum Card?
1. Benefits: CCB Platinum Card users have exclusive wealth management services, 24-hour VIP service throughout the year, priority queuing service at CCB outlets, credit card processing of CCB can increase the limit, remittance business can be halved, privileged air travel privileges, and extremely high insurance portfolio (aviation accident insurance100000 yuan, public transportation accident insurance100000 yuan, credit card theft and loss insurance of 50000 yuan).
2. Disadvantages: Compared with the gold card, it is more difficult to handle, requires higher customer qualifications and has a higher annual fee.
Extended data:
Credit card application:
If a customer wants to apply for a credit card, he can directly bring personal ID card and income proof (such as bank running water and payroll) and other relevant information to the counter of the offline business outlet of the selected bank, ask the staff to apply for a card, then get the application form to fill in, and then hand the completed form together with the information to the staff, and then wait patiently for the bank to review.
After the bank's approval is completed, it will naturally send a message to inform the customer. If approved, it will make a card for the customer and then mail the prepared card to the customer. Customers can activate the card and use it after receiving it.
Of course, in addition to applying at the outlets, customers can also apply directly at the bank official website, the mobile banking client or the credit card app. However, it should be noted that if you apply for a bank's credit card online for the first time, you may have to go to the bank for an interview afterwards.
Customers should pay attention to keep the phone open after submitting their card application, because some banks may call to ask customers some relevant information during the audit. In this regard, if you don't receive the call in time, it may have a certain impact on the card approval.
Credit card withdrawal:
When applying for a credit card, the bank will approve the amount according to the applicant's comprehensive qualifications, and the credit card can also be used to raise the amount. The method is as follows:
First, more credit card spending.
If you want to increase the credit card limit, you should spend more by credit card. If you can swipe your card, try to swipe it. It is best to keep a stable consumption record for several months before applying for withdrawal, and it is best to swipe your card about 20 times a month. Merchants who swipe their cards should also be diversified.
Second, properly handle the staging.
Appropriate installment is beneficial to credit card withdrawal, but it is best not to be too long, 3 to 6 installments are enough, and the installment amount is not too large. For example, it is very appropriate to apply for installment after spending on some holidays, and the success rate of withdrawal is also high.
Third, make a good record of using the card.
If you want to return the credit card, a good credit card record is essential, because there is no way to return the credit card because there is a bad record on the credit information, so you must repay it on time to avoid illegal operations such as overdue and cash withdrawal.
So much for the introduction of CCB Platinum Credit Card.