Credit cards require a signature, so they cannot be used; debit cards can generally be used as long as you know the password and can ensure there is no shortage of money in the account, but you can withdraw 50,000 yuan at the bank counter. This will not work if you need to present the card owner’s ID card to handle some matters.

If you want to receive the deposit of a deceased elderly person, the heir needs to provide the elderly person’s bank card, death certificate, identity certificate of the heir, and notarized certificate of estate ownership.

To apply for notarization of inheritance rights, you must have the following materials: proof of direct family relationship, including the deceased’s parents, spouse, and children, and the property certificates involved, such as deposit certificates, securities, etc. All heirs must bring their ID cards and household registers to the notary office to apply.