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Is the ICBC Elite Club Account Merchant Card a debit card or a credit card?

ICBC Elite Club Merchant Card is a savings card.

"Business Friend Card" is a theme card based on Elite Club Account Card. In addition to having all the functions of Elite Club Account Card, it also has special functions and services.

Based on financial needs, we are committed to providing members with personalized settlement, financing, wealth management and other financial services. It is the identity mark for ICBC Business Friends Club members to enjoy ICBC’s exclusive products and special services.

The Merchant Friend Card is the first domestic savings card with the theme of "Business Friend". In addition to traditional savings, settlement, consumption and investment and financial management functions, the most distinctive feature is that you can enjoy a remittance settlement package. There are a variety of ICBC Merchant Club exclusive personal remittance packages for you to choose from to help you save money remittance costs. In addition, ICBC also provides "Business Friend Card" cardholders with personalized financing services including "Card Loan Tong", "Online Loan Tong", "Revolving Loan" and other personalized financing services, exclusive financial products, financial salons, and special topics. Lectures and other exclusive value-added services.