How to use the Minsheng MasterCard all-currency credit card?
1. There are several card organizations for the MasterCard all-currency international credit card, the same is MasterCard Visa), American Express Centurion Card, jcb Visa), it can be used as a domestic master card and a Japanese credit card, and overseas bank cards with a mastercard single logo are convenient for MasterCard. During the setup process, there is a handling fee of 25 yuan for withdrawing cash from the automatic teller machine. Therefore, it is quite convenient. Bank cards with the UnionPay logo overseas are convenient for MasterCard.
2. MasterCard’s full-currency international credit card has two versions: visa version and UnionPay version, so it can be used globally with the same visa, and we can use it abroad, and the general scope of use covers domestic and foreign countries.
Is the Bank of China Waterlily MasterCard Credit Card a full-currency card?
The BOC Waterlily MasterCard Credit Card is a platinum chip credit card issued across the country, targeting mid-to-high-end business travel customers, and compliant with EMV standards.
The above content is for your reference, please refer to actual business regulations.
What are the characteristics of Bank of China MasterCard?
The Great Wall Cross-border International Debit Card issued by Bank of China is a full foreign currency multi-currency debit card (VISA and MasterCard have not yet obtained domestic bank cards) Clearing qualifications, currently cannot support RMB). Product advantages mainly include:
1. Multi-currency payment: When the transaction currency is consistent with the foreign currency of the debit card account, payment in the original currency can be achieved. If there is any inconsistency or the balance is insufficient, the system will automatically debit the US dollar account in rotation, enabling multi-currency payment overseas.
2. Security and convenience: Using EMV chip standards can effectively reduce counterfeiting and fraud.
3. Globally applicable: The Great Wall Cross-border International Debit Card can be used at offline/online merchants and ATM devices organized by VISA and MasterCard International around the world.
4. Online payment: Great Wall Cross-border International Debit Card supports overseas online payment, withholding and ordering and other online transactions. It can effectively save telegraph fees and remittance fees in cross-border remittances.
The above content is for your reference, please refer to actual business regulations.
What is MasterCard?
MasterCard is a credit card issued by the international credit card organization MasterCard and has certain universality internationally. Mastercard provides global consumers with a more convenient and efficient financial payment environment. Through payment franchises, processing centers and consulting services for the payment industry, Mastercard provides business links for global financial institutions, governments, enterprises, merchants and cardholders.
MasterCard application process: 1. Go to the bank branch where the credit card is processed, or find a staff member at the local bank's credit card center and fill out the credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his basic information, etc.; 2. Submit certain copies of certificates and certificates to the card issuing bank; 3. Contents of the application form After filling it out truthfully, you must also submit relevant credit certificates when submitting the completed application form; 4. The application form is accompanied by a contract for using the credit card. The applicant authorizes the card issuer or relevant departments to investigate its relevant information and the authenticity of the submitted information. statement, the card issuer's privacy policy, etc., and must be signed by me; 5. The credit card application process is basically completed and waiting for the credit card to be issued.
Which one of the major banks’ full-currency credit cards is better
Whether you are going out for fun, business trips, or studying abroad, full-currency credit cards are more suitable, and you don’t need to exchange foreign currency. Foreign currency conversion fees are waived, but with so many full-currency credit cards, which bank’s full-currency credit card is better and more cost-effective? Today, we will take stock of the advantages and disadvantages of all-currency credit cards from major banks so that you can understand them all at once.
The main function of the all-currency card, which is hassle-free for overseas card swiping, is to waive currency conversion fees and handle transaction needs in all currencies. No matter which country or place you consume, you can repay the money directly in RMB after returning to your country, eliminating the need to purchase foreign exchange.
1. Bank of China All-Currency International Chip Card
In addition to the basic functions of general all-currency credit cards, the Bank of China All-Currency International Chip Card also enjoys the same benefits as the Bank of China Platinum Card. Rights and interests; insurance services, such as complimentary personal insurance and delay insurance when buying air tickets; lending and borrowing in one, overdraft consumption, interest-free repayment period, and interest on deposits; double points for overseas consumption, and the points are permanently valid etc.
2. Agricultural Bank of China World Travel Credit Card
The Agricultural Bank of China World Travel Credit Card is exclusively available for consumption and cash withdrawal in any currency and through any channel around the world, with no currency conversion fee, as well as domestic and overseas purchases. Comprehensive benefits for leisure, business travel, health care, etc., especially suitable for those who travel, business, study abroad and "overseas shopping". Supreme benefits at the airport; gold card annual fee standard, platinum level benefits.
3. ICBC Global Travel Credit Card
The special features of ICBC Global Travel Credit Card are: dual channels of UnionPay and MasterCard, multiple card payment channels, available in China, and Alipay repayment It provides VIP room privileges at airports around the world; it integrates global selected preferential services in ten major industries including aviation, hotels, shopping and leisure, luxury goods, travel, study abroad, airport VIP rooms, car rental, tax refund, and rescue into one card, making it an ideal choice for customers traveling overseas. A must-have best companion.
4. China Construction Bank Dragon Card Global Payment Credit Card
The special features of China Construction Bank Dragon Card Global Payment Credit Card are: MasterCard UnionPay dual logo card, UnionPay and VISA (MasterCard) dual channels, available in China , you can use Alipay to repay; you can enjoy double points for overseas consumption; special services for international air tickets; buy air tickets and get insurance, etc.
5. China Merchants Bank’s all-currency international credit card
China Merchants Bank’s all-currency international credit card only issues VISA single-currency cards. It is issued by China Merchants Bank for customers with overseas travel and online shopping. Personal card products. This card supports the VISA line. Its biggest feature is that no matter what currency it is, there will be no foreign exchange fee for consumption or cash withdrawal; and there is no annual fee for life (many full-currency credit cards are not exempt from annual fees). In addition, China Merchants Bank’s all-currency international cards also offer many discounts (in 2015, you can enjoy 3 times the points up to 100,000 when you use the Postal Savings UnionPay all-currency credit card), and they will also come with high-value travel accident insurance.
6. Postal Savings Bank dual-label full-currency credit card
Postal Savings Bank dual-label full-currency credit card is a dual-label full-currency credit card of Postal Savings Bank of China UnionPay and MasterCard. It can be used in UnionPay offline and online networks, and it can also be used at more than 300,000 MasterCard online and offline merchants to accept card payments. The credit card has UnionPay and MasterCard dual networks for convenient switching at home and abroad. It is the first Postal Savings Bank special card with UnionPay and MasterCard. The double-label card with the logo, whether at home or abroad, you can worry-free swiping purchases with one card in hand, and enjoy double global preferential merchant benefits from UnionPay and MasterCard; most full-currency credit cards are not suitable for consumption in China, but Postal Savings Bank Dual-label full-currency credit cards can still be used for consumption in China, and they also have special functions such as tax refunds for overseas purchases and discounts for online shopping online.
7. Minsheng Visa All-Currency International Credit Card
The special features of Minsheng Bank Visa All-Currency International Credit Card are: revolving credit, convenient for advanced consumption; points are permanently valid, and points can be Redeem gift miles, repay in multiple ways, make repayment simple and convenient, etc. China Minsheng Bank's Visa full-currency international credit card also offers many discounts, mainly discounts of up to RMB 10 on air tickets and overseas credit card discounts.
Comparative analysis of these all-currency credit cards of the four major banks. Personally, I think the Bank of China all-currency chip card is still very good. Generally, all-currency credit cards have the same functions, such as automatic foreign exchange purchase, free payment, etc. Currency exchange fees, RMB repayment, etc. are all covered by BOC all-currency chip cards. In addition, there is an unconditional lifetime annual fee exemption policy. You must know that many all-currency credit cards are not exempt from annual fees, and the BOC All-Currency Chip Card enjoys more rights and benefits, and can also be used as a savings card. A lot.
Although the Bank of China all-currency chip card is a single-channel Visa card, applicants applying for foreign currency credit cards are mainly used for overseas consumption, overseas shopping, etc., and domestic merchants that accept Visa cards are becoming more and more popular, so the impact will not be significant.
In addition, the ICBC Global Travel Credit Card has also been widely praised and is known as a must-have all-currency credit card overseas. It is a very good choice whether it is business travel, travel, overseas shopping or overseas study. (2015 ICBC VISA full-currency ICBC Global Travel Credit Card is a must-have overseas)!
Commercial Bank PK Judging from other commercial banks, China Merchants Bank’s all-currency international credit cards also waive annual fees, which is also good. The Postal Savings Bank dual-label full-currency credit card is applicable both abroad and domestically. It is a dual-label card with the UnionPay and MasterCard logos. It basically has the functions of other full currencies, and can be used for overseas consumption and overseas shopping. There are many, and the status of Bank of China's all-currency chip card among the four major banks is the same. Although Postal Savings Bank's credit cards may not be as famous as those of other banks, this Postal Savings Bank's double-standard all-currency credit card is definitely worth it. Introduction (2015 Minsheng Visa all-currency card enjoys cashback 6 for overseas consumption)!
For domestic users who use a lot of credit cards, Visa single channel will undoubtedly cause a lot of inconvenience. It is better to consider Visa/Master UnionPay dual channel credit cards, such as ICBC Global Travel Credit Card, China Construction Bank Dragon Card Global Payment Credit Card, Postal Savings Bank dual-label credit card in all currencies. There is not much difference in the functions of these credit cards, but comparing the additional benefits and discounts of the two cards, ICBC Global Travel Credit Card and Postal Savings Bank Dual-label Full-Currency Credit Card are both very good.
What is the annual fee for the Minsheng MasterCard all-currency credit card?
The annual fee for the MasterCard all-currency credit card is:
Main card: 300 yuan/year, supplementary Card: 150 yuan/year.
MasterCard's annual fee reduction policy for all currency credit cards:
The annual fee is waived in the first year, and the RMB and US dollar accounts in the current year (this account only meets the standards, no card restrictions) make 5 purchases with the card For RMB transactions or 1 foreign currency transaction, the annual fee for the following year will be waived.
Tips to you:
※This rule applies to the main card and supplementary card respectively;
※Special card types and credit cards that enjoy annual fee discounts, their annual fee Please refer to the card paper for the fee collection policy or see the official website for details;
※The rules for annual fee reduction and exemption based on the number of transactions only count the number of purchases and do not limit the amount of transactions;
※If you have already incurred an annual fee and need further consultation, you can contact the credit card customer service for consultation and confirmation.
This concludes the introduction about the MasterCard All-Currency Credit Card and whether the MasterCard All-Currency Credit Card can be used in China. Did you find the information you need?