The amount of China Merchants Bank's all-currency international credit card visa is generally1000-50,000 yuan. The available overdraft limit of bank credit card refers to the maximum limit that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit status, and the cardholder can recycle it within the validity period of the credit card.
Several methods of withdrawing cash by credit card;
Number of withdrawals: frequent use of credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend;
Withdrawal of quota: monthly bill consumption should account for at least 30% of the total;
Continuous cash withdrawal: the bill for credit card consumption needs to be continuous for 3 months, that is, there must be consumption every month.
For domestic consumption, you need a pos that supports the vsia channel, but its quota will not increase automatically. This card cannot be used on the UnionPay route. It has been explained in detail in China Merchants Bank official website that this card is used for foreign consumption and Haitao. It is recommended that you use UnionPay credit card for domestic consumption. All-currency credit cards are acceptable, but take the overseas VISA line instead of the UnionPay line.
You can deposit money in your credit card to increase your quota and spend it by credit card. At present, China Merchants Bank can apply for adjusting the credit line in two ways:
After using the card for a period of time, you can apply for increasing the credit limit by calling our customer service hotline, logging in to online banking or calling the customer service hotline 4008205555. We will apply for it for you according to your past card use.
Or when your economic level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, automobile property, savings certificate of China Merchants Bank, etc.). ), the relevant departments will re-examine according to your new information. There is no fixed time limit for quota adjustment, and the audit results shall prevail.