The bank will review all aspects of the applicant's situation, and will score one by one. The quota is based on comprehensive scores.
For example, whether the applicant is a local registered permanent residence (very important), personal income, job stability, house and car, loan pressure, and whether the applicant has a deposit in China CITIC Bank (of course, the more the deposit, the higher the credit card limit). Perhaps one or several of these indicators are higher than colleagues, which leads to a far difference in the limit.
is normal.
Extended information:
The credit card of China CITIC Bank that has been successfully approved can check the credit limit. The methods are as follows:
1. Customer service telephone inquiry Cardholders can call the 24-hour customer service telephone number of China CITIC Bank: 488-95558, press "3" to inquire about services such as bills and available lines, and then press "2" to inquire about accounts, so as to inquire about information such as lines.
2. For SMS inquiry, you can use the mobile phone number registered with China CITIC Bank, edit the SMS: YE+ the last four digits of the card number (for example, YE8888), and send it to: 169895558 to inquire about your available line information. Charge Description: Users of China Mobile, China Unicom and China Telecom send SMS to 169895558, and only need to pay the SMS sending fee to the operator, and the SMS replied by CITIC is free.
3. the first step of online banking inquiry: log on to the homepage of China citic bank credit card center and click the "credit card online banking" function on the right; Step 2: Select "Express Edition" or "Online Banking", and then log in to CITIC Bank Credit Card Online Banking; Step 3: You can query the credit card limit by querying "My Account" or "Card Management" services.
4. Billing inquiry The cardholder can inquire about your available credit line in the current month on the credit card statement issued by the bank.
note: method 4 can only be carried out after you get a credit card and start using it.
Baidu Encyclopedia-CITIC Bank Credit Card