CCB's credit card cannot be transferred out directly. If there is any extra deposit in the card, you can withdraw it at the counter of CCB outlets (more than 2,000 yuan) or ATM machines (the daily limit of each card is 2,000 yuan). There is no handling fee for withdrawing excess deposits from credit cards at credit card banks, or if the landlord has a savings card of CCB, you can call their service hotline and you can return it directly to the savings card.

If it is necessary to withdraw cash by overdraft, interest of 0.5 ‰ of the withdrawal amount will be charged every day from the date of withdrawal, and there will be a withdrawal fee of 0.5% of the withdrawal amount, with a minimum 2 yuan of 2,000 yuan per card per day, and the cumulative withdrawal will not exceed half of the credit card limit.

For example, if the overdraft is 2000 yuan, it will be paid back after 10 days.

Total amount payable = withdrawal principal+withdrawal handling fee+withdrawal interest.

= 2000+2000 * 0.5%+2000 * 0.05% *10 (10 interest)

=2000+ 10+ 10

=2020 yuan

As short as 10 day, it will generate extra expenses for 20 yuan, which is actually quite high. It is suggested that the withdrawal should not be overdrawn as much as possible, or it should be returned as soon as possible after withdrawal.