I. Call cancellation
Cancel the direct call, call Ping 'an 955 1 1 credit card hotline and transfer to manual service. Explain to the customer service that the credit card needs to be cancelled, and verify the ID card information and credit card password when canceling. After verifying personal information, cancel the credit card. Verify according to customer service prompts.
Second, the counter cancellation
You can go to the nearby Ping An Bank business hall and cancel Ping An Bank's credit card through the manual service window of the bank business hall. You need to bring your ID card and your credit card to cancel.
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Before you cancel your credit card, you need to know the following:
1. All credit card debts need to be settled before cancellation, otherwise it cannot be cancelled. You can use Alipay, Baidu Wallet, WeChat and other applications with repayment function for credit card repayment.
2. Before canceling the credit card, make sure that you have no credit record of this kind of credit card violation within two years. If yes, it should continue to be used for a period of time, and the default record will be cancelled after more than two years. After cancellation, the credit of the cardholder will not be affected.
3. For security reasons, it is best to destroy the card after cancellation.
Confirm whether to cancel the account after 4.46 days. Under normal circumstances, the cardholder should call the bank to confirm whether to cancel the account 46 days later. Before you cancel your credit card, you need to know the following:
1. All credit card debts need to be settled before cancellation, otherwise it cannot be cancelled. You can use Alipay, Baidu Wallet, WeChat and other applications with repayment function for credit card repayment.
2. Before canceling the credit card, make sure that you have no credit record of this kind of credit card violation within two years. If yes, it should continue to be used for a period of time, and the default record will be cancelled after more than two years. After cancellation, the credit of the cardholder will not be affected.
3. For security reasons, it is best to destroy the card after cancellation.
Confirm whether to cancel the account after 4.46 days. Under normal circumstances, the cardholder should call the bank to confirm whether to cancel the account 46 days later.
Ping An Bank's credit card must be cancelled if it is no longer used. For cardholders, the safest way is to report the loss first and then cancel it. If the cardholder is unwilling to pay the loss reporting fee and wants to cancel the credit card directly, he should also pay attention to the following issues.
1. Pay off all arrears in time, including not only the account arrears, but also the annual fee.
2. Confirm whether to cancel the account after 46 days to prevent the bank from failing to cancel the card for some reason, but the cardholder thinks that the card has been cancelled successfully.
3. After the card is cancelled, it is recommended to cut the card or cut off the magnetic stripe with a sharp blade (the magnetic stripe contains a lot of private information).