generally, you can't get a loan if it is overdue for five times, and it is unlikely that you can get a loan to buy a house if it is overdue for five times in a row. Banks and other lending institutions will examine the borrower's credit history and repayment ability, and may be considered as a borrower with high risk if it fails to pay for many times.

detailed description:

1. Credit records: Banks usually check the borrower's credit report, which contains the borrower's past repayment records. If the borrower has many overdue records, the bank may think that they have problems in repayment and their credit is low, so they are unwilling to approve the loan.

2. repayment ability: the borrower's repayment ability is one of the important factors considered by banks. Being overdue for five times in a row indicates that borrowers can't repay their debts on time, which may mean that their economic situation is unstable or they lack good financial management ability. Banks may doubt whether borrowers have enough ability to repay new loans.

Summary:

Generally, loans cannot be obtained if overdue for five times, and it is even more difficult to obtain loans if overdue for five times in a row. Overdue for many times will affect the borrower's credit record and repayment ability evaluation, leading banks to be cautious about applying for loans.

Extended information:

Banks will comprehensively consider the borrower's credit history, repayment ability, income and other factors when approving loans. Overdue record is one of the unfavorable factors for the borrower's credit evaluation, because it reflects the borrower's failure to perform on time in the past. Banks want to ensure that borrowers have a good repayment record and a stable economic situation to ensure that loans can be paid off on time.

in some cases, even if there are overdue records, the borrower may still get the approval of the lending institution. For example, if the borrower's overdue record is earlier and has a stable repayment performance afterwards, the bank may be more tolerant. However, five consecutive overdue cases are usually considered as high-risk credit behaviors, and banks may make more cautious decisions.

Therefore, it is suggested that borrowers try to avoid overdue repayment and keep a good repayment record. If there are overdue records, efforts should be made to improve the repayment situation, communicate with lending institutions, and provide reasonable explanations and certificates to increase the chances of loan approval.