You can apply for a credit card if you have a bank loan, but only if the user repays the loan on time and there is no overdue record. Generally speaking, the conditions for applying for a credit card are:

1. The applicant has a good credit status and no bad credit record.

2. The applicant has reached the age of 18.

3. The applicant has stable and legal income and repayment ability.

4. Other conditions stipulated by the applicant bank.

2. Is Ping An Pratt & Whitney Loan a credit card?

However, Ping An Pratt & Whitney Loan is a universal preferential financial loan credit card in Ping An Yin Zhong.

3. Can I get a credit card with a loan?

Impossible, if the bad record left before and the loan have been paid off, it is still possible for the bank to get a credit card after issuing a certificate if it is not caused by malice or deterioration of business conditions.