How to check the balance status and repayment date of Bank of China credit card?
Inquiry on Bank of China credit card debt status and repayment date:
You can check Bank of China’s mobile banking, “Bank of China Credit Card” WeChat official account, Colorful Life APP, personal online banking, Check the account balance and repayment date through Bank of China credit card customer service hotline 4006695566, Bank of China outlets and other channels.
The above content is for your reference, please refer to actual business regulations.
How to check the credit card repayment date is up to you
It is very important to clarify the bill and repayment date of the credit card you hold, because these two dates are related to the credit card repayment date. payment. How to check the repayment date of a credit card? In fact, the repayment date of a credit card is usually reflected in the cardholder's statement. The following method for checking the repayment date of a credit card is provided for card friends' reference.
1. Online banking inquiry
Just log in to the online banking of the credit card you hold to inquire about the statement. Taking China Merchants Bank as an example, first log in to the China Merchants Bank credit card website, click "Online Banking Login", enter the ID number, query password, etc.; secondly, search for account management and click Account Inquiry to check the bill status and learn about credit card repayments. The date is up.
2. Telephone inquiry
Directly call the customer service hotline of the credit card issuing bank, follow the voice prompts, enter the credit card and validity period and other information to query the bill.
3. SMS query
Use the mobile phone registered when applying for a credit card at the bank, edit the text message and send it, and you can query the amount of the issued bill and the credit card repayment date. For example, China Construction Bank sends "last 4 digits of CCZD#" to 95533, and ICBC sends "HKR#" to 95588 to check the bill date and repayment date.
4. WeChat query
Follow the bank's WeChat official account on WeChat, bind your credit card to WeChat, and you can easily check your bills through WeChat.
5. APP inquiry
Many banks have their own credit card APP, and the APP has the function of bill inquiry. Cardholders can download and install the APP, register and log in, and check their bills anytime and anywhere. For example, log in to the "Pocket Life" client of China Merchants and enter "Bill Repayment - Bill Inquiry".
6. Email inquiry
When applying for a credit card, you are required to bind the credit card to your email account. The bank will send billing information by email every month.
7. Counter inquiry
Go to any branch near the credit card issuing bank, bring your ID card and credit card, and use manual service inquiry to check the credit card statement and credit card repayment date.
8. Credit card issuance letter
After the bank passes the credit card review, the credit card will be sent together with the card letter. The card letter will be marked with the billing date and repayment date of the credit card. , but the repayment date of some banks can be modified, and the cardholder needs to remember the currently set credit card repayment date.
The most convenient way to check the credit card repayment date is here
It is important for every cardholder to know the last repayment date of the credit card and make repayment on time. The process must do one thing well. So today I will share with card friends how to check the credit card repayment date.
The popularity of smartphones has made our lives more convenient and faster. Therefore, if you directly check the credit card repayment date through your mobile phone, it will certainly save trouble and effort compared to checking at the counter. If you want to check the credit card repayment date, you can check your consumption statement, which is reflected in the statement. There are several convenient query methods as follows.
1. Online banking
Log in to the online banking of the credit card you hold with your mobile phone to check the statement, and you can check the credit card repayment date. Taking China Merchants Bank as an example, first log in to the China Merchants Bank credit card website, click "Online Banking Login", enter the ID number, query password, etc.; then click Account Management and select Account Inquiry to query the bill.
2. WeChat
WeChat is basically a social tool used by everyone, so you can follow the WeChat official account of the credit card bank you hold on WeChat, and bind your credit card to WeChat. You can easily check your bills through WeChat.
3. APP inquiry
Many banks have their own credit card APP. Cardholders can download and install the APP, register and log in, and check their bills anytime and anywhere. For example, China Merchants Bank's credit card APP - "Handheld Life" has functions such as applying for credit cards, checking the progress of card application, purchasing movie tickets, and paying daily bills.
4. Telephone inquiry
You can directly call the customer service hotline of the credit card issuing bank, follow the voice prompts, enter the credit card and validity period and other information to query the bill. Or directly contact the manual service and ask customer service to help check.
5. SMS query
Use the mobile phone registered when applying for a credit card at the bank, edit the text message and send it to the bank, and you can query the amount of the issued bill and the credit card repayment date. . For example, the SMS inquiry method of ICBC is: send "HKR#" to 95588.
How to check the credit card repayment date
If it is a China Merchants Bank credit card, the query method for "repayment date" and "bill date" is as follows:
① Log in to credit card online banking , click "Account Management" - "Account Query", check the "Bill Date" at "Account Information" - "Monthly Bill Date"; check this at "Repayment Information" - "Repayment Date Due for the Current Period" "Repayment Date".
② Log in to the mobile banking APP, click "My"--"Credit Card"---"Account Management"---"Account Inquiry" to view the "Repayment Date" and "Bill Date" .
What to do if you forget the credit card repayment date? Check the repayment date
Card holders all know that credit cards have two important dates that cardholders need to keep in mind, namely the bill. The repayment date is particularly important. If you forget it, your credit card will be overdue and your credit report will be affected. So, what should you do if you forget the credit card repayment date? How to check the repayment date?
1. Check the registered mail
The credit card issued by the bank is usually mailed to the card applicant by registered mail. The repayment date of the credit card will be indicated on the inner page of the registered mail. If you forget the credit card repayment date, you can check it by reading the registered mail.
2. Dial the customer service number
The customer service number of each bank's credit card is universal. Many problems can be consulted and solved by dialing the customer service number and consulting the customer service staff. If you forget the credit card repayment date, you only need to provide the customer service staff with your identity verification information and credit card.
3. Log in to online banking
Cardholders log into the official credit card website of the issuing bank and enter their ID and password to see each of their purchases, repayment amount and repayment date. and other related information.
4. Mobile Banking APP
Download, register, and log in to the card-issuing bank’s mobile APP. You can also check bill details, available limit, bill date and repayment date, or directly on it Repayment.
What to do if you forget the credit card repayment date? The above four repayment date inquiries can help you. You must actively make up for missed repayment dates, otherwise you will only cause greater losses to yourself.
How to check the credit card repayment date
How to check the credit card repayment date:
1. Telephone inquiry: Call the official customer service hotline of the credit card issuer and transfer to manual After completing the identity verification, ask customer service to help you inquire;
2. Mobile banking inquiry: Download the credit card exclusive APP of the card issuer, log in and set a security password, and then inquire about the repayment date, such as China Construction Bank; < /p>
3. Third-party service software query: Download the mainstream three-party payment software on the market, add a credit card, and you can query the credit card repayment date on the credit card repayment page of the software;
4. Bank counter inquiry: Bring your ID and credit card, go to the bank to call the number, and ask the account manager to help you inquire.
1. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
2. Credit cards stipulated in the relevant laws of our country ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, An electronic payment card with full or partial functions such as transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit card is CreditCard_
3. Credit card consumption is a non-cash payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate). Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; a quasi-credit card refers to a credit card in which the cardholder can A quasi-credit card that deposits a certain amount of reserve fund and can be overdrafted within the specified credit limit when the reserve account balance is insufficient for payment. The so-called credit card generally refers to a credit card only.
Operating environment: Mobile phone: vivoY93 CCB: 5.5.9.002
This is the introduction of how to check the repayment date of a credit card.