At the end of the year, various borrowing platforms withdraw funds, and the man who has no money to pay back is extremely nervous and complains endlessly. I saw an old man on the Internet. Unfortunately, he was saddled with a debt of 400,000 yuan because of seeing other people's "getting rich overnight." How did he get into the trap? Let me tell you in detail~

2000 won 200,000 yuan and came into contact with online gambling out of jealousy

In 2017, Little A saw someone buying football lottery online. 200,000 out of 2,000! Jealous and itchy, Little A immediately added the WeChat account of the football lottery seller, hoping to make a small fortune. Unexpectedly, the second time I used a capital of 2,000, I made more than 3,000!

Little A was so proud of his success that he couldn't control it from now on. Later, the more I bought, the more I bought, but the more I lost! Tens of thousands of yuan in savings were all lost in one fell swoop...

Not willing to borrow money to gamble online

How could the private money that I had worked so hard to save be gone so quickly? Already? Little A is indignant! In a fit of anger, I applied for a credit card online, hoping to increase my gambling capital and earn back my capital.

Little A has 6 cards with a limit of 36,000, and he uses them all to buy football lottery tickets. I didn’t have enough credit cards, so I started selling houses and made hundreds of thousands in gambling money. By 2018, he bought a car out of 200,000 yuan and defrauded his family into asking for 300,000 yuan. The family was afraid that Little A would not have enough money, so they gave him some more money.

Little A thought that he would definitely repay his parents when he won some money in the lottery. In this way, all the savings were lost in less than half a month, and the situation got deeper and deeper.

Loans to support loans are in full swing

Little A could have paid off his credit card with the remaining money from selling his house and buying a car, but he thought of making a lot of money by investing in lottery tickets. Instead of making any money, he I can't afford to pay off my credit card very soon. Faced with the overdue loan, Xiao A had no choice but to start taking advantage of online loans, taking advantage of all kinds of opportunities.

The online loan was about to be overdue and he had no money to repay, so Xiao A mortgaged his car to repay the loan. During this period, Little A never gave up and continued gambling online, dreaming of making money while lying down. Less than a week later, I lost everything again, and there was not a penny left.

The forced confession is about to expire

The confession is also due. On the night of January 8, Little A ran to his parents’ room, woke them up, knelt down, kowtowed, and confessed directly . After all the arrears were confessed, there were still more than 260,000. The family was listless, and my father, who had never cried before, cried miserably while talking.

Little A felt that he was too cruel and decided to change his past and never touch online gambling again. Little A has already made a repayment plan with his family and is forced to go ashore! For borrowers who have fallen into financial crisis due to online gambling, Xiao A has the following advice.

1. You must quit online gambling!

Any idea of ??getting rich overnight is naive! Online gambling means losing money every time you gamble, and there are many tricks that ordinary people like us can’t handle. Daily food and drink really don’t cost much. Live a down-to-earth life and being ordinary is the true meaning of life.

2. Maintain a clear awareness of going ashore

Don’t think of repaying loans to solve the problem. Face the debt situation realistically and maintain a clear awareness of going ashore.

3. List debt information

List all debt information: how much is owed, when it should be repaid, which ones can be paid in installments, and sort out the repayment plan.

4. Reasonable consumption

In daily life, consume reasonably, reduce unnecessary expenses, and focus on repayment.

5. Work hard

If you have the ability, find a job that is solid and stable with good income; if you have no skills or culture, but you have the hands and feet, it is recommended that you engage in A career that may be hard but pays well.

On the way ashore, you are not alone! As long as you persist, everything can pass!