Guang Guang’s large-limit credit card is a platinum credit card, with a limit between 50,000-300,000 yuan. The annual fee charging standard for Everbright Bank Platinum Credit Card is: the main card annual fee (first year) is 1,188 yuan/card. 100,000 points can be used to offset the 688 yuan annual fee; the main card annual fee (not the first year) is 1,188 yuan/card. 200,000 points can be used to offset the annual fee of 1,188 yuan; the annual fee for the supplementary card (first and non-first year) is 688 yuan/card. 200,000 points can be used to offset the annual fee of 688 yuan. Large-value credit cards also enjoy many services, such as: airport VIP lounge services, hospital expert appointment registration services, etc.