If you buy by credit card installment, I want to tell you the procedures and methods of credit card installment first. First of all, credit card installment repayment does not charge interest, but only charges a handling fee. The installment is divided into bill installment and consumption installment:

Billing fee for each period = principal payable for each period × monthly installment fee rate for the corresponding period.

The number of periods that can be applied for is 3, 6, 9, 12, 18, 24, 36.

Repayable principal of each consumption period = total principal of consumption period ÷ number of periods.

Consumption fee per period = principal payable per period × corresponding installment fee rate per period.

For staging, you need to pay attention to the following details:

Before the installment loan, you should read the contract clearly, especially the interest and default clauses.

Note that some services in the contract are optional and can be selected according to your own situation.

The installment fee is often directly related to the number of installments, so you should choose the most suitable number of installments according to your own situation.

Remember the monthly repayment date clearly to avoid liquidated damages or bad credit records due to overdue repayment.

It is necessary to clearly understand the conditions of prepayment and clearly understand the collection and calculation of expenses in advance.