Question 1: How long does it usually take for credit card repayment to arrive? If it is a China Merchants Bank credit card:

① Transfer repayment with our credit card, no handling fee, the credit card limit is restored in real time, and the cash advance limit is It needs to be restored after the payment is received (credit card payment takes 2 days to be credited).

② Inter-bank repayment to China Merchants Bank Credit Card depends on the clearing system of the transfer bank, and generally has a certain arrival time (it is recommended to transfer 2-3 working days in advance).

③ If there is an automatic deduction for the associated card, the system will automatically deduct the payment on the day of deduction, and the credit limit will be restored in the early morning of the next day after the deduction.

Repayment through different channels has different recording time. For details, please go to the following link: cc.cmbchina/CusService/Repayment.aspx (except corporate debt-bearing commercial cards)

Question 2: How long does it take for general credit card repayments to arrive? Normally, the account is received all the time! You can use it immediately after entering it. Except for some special cards, such as deposits and loans combined, you need to transfer from the current account to the consumption account

Question 3: How long after the credit card is repaid can the credit limit be restored after the repayment? , every bank is different. The shortest one is real-time recovery, and the longest one takes 2 days. It also depends on the repayment channel: the automatic repayment limit bound to a debit card is restored immediately, and the ATM transfer repayment/counter repayment requires the system to restore the limit after batch processing that night (that is, the restored limit can be used in the early morning of the next day). Repayment through non-bank third-party channels such as Alipay depends on the connection method of the third-party company to the bank, whether it is processed in real time or in batches. Generally, it can be completed within 2 days. Some banks provide relatively strong support to third parties, and specific circumstances must be analyzed in detail.

Question 4: When will the Bank of China credit card repayment be credited to the account? ATM deposits will be credited to the account immediately, but accounting will be delayed for a day or two. You will know if the available balance has changed. Ignore what is recorded in the account, and if you have consumption in the future, of course you will still be in debt after paying off the previous period

Question 5: How long does it take to withdraw money after paying off a credit card? I am in the credit card business Yes, I am relatively familiar with this issue. First of all, all bank credit cards currently only allow you to withdraw half of the money on the credit card. A credit card with an overdraft limit of 10,000 yuan can withdraw 5,000 yuan, but the bank also controls how much you withdraw every day. Some banks can only withdraw 2,000 yuan in cash a day. In fact, people who know it also know that a credit card with an overdraft limit of 10,000 yuan can withdraw up to 5,500 yuan in cash. Why? Because credit cards can have over-limit funds, and the over-limit funds are usually 10. If your credit card can overdraft 10,000 yuan, then you can get 11,000 yuan when you want to buy something for 11,000 yuan, but the extra 1,000 yuan will be charged separately. , usually charges a fee of RMB 5, which is called an over-limit fee, so a credit card with an overdraft of RMB 10,000 can withdraw up to RMB 5,500. Regarding your question about being able to withdraw cash immediately after repayment, this question is different for each bank. Suppose you have an Agricultural Bank of China credit card and you have withdrawn all the cash that can be withdrawn from your credit card. Then if you go to the Industrial and Commercial Bank of China to withdraw and deposit money, it will take two to three days to reach the Agricultural Bank of China account. Then you can only pay back the money to the Agricultural Bank of China. You can only withdraw cash after entering your bank account number. But in some banks, it takes 24 hours for the money you deposit to arrive at your own bank (original bank, this bank). This means that you have to wait for the money you deposited to arrive before you can withdraw cash. You can't just deposit it into your account. To withdraw money, first you need to know how long it will take for the money to be deposited with the bank credit card you used. If you think the answer is correct, select it as the correct answer. Thanks.

Question 6: After the credit card is paid off, when can it be used.

You can use it after the statement date

Taking the Postal Savings Bank credit card as an example, if the statement date is the 10th of each month

then June 11th to July 10th The consumption in between will be billed on July 10th, and the final repayment date will be July 30th. If you consume on June 11th, then your interest-free period will be 50 days

July Consumption between the 11th and August 10th will be billed on August 10th, and the final repayment date will be August 30th, and so on from now on.

I don’t know if I made it clear, dear.

Question 7: How long does it take for the Bank of China credit card repayment to arrive? You can continue to use it on the same day as the repayment

If you use an ATM machine to repay, the credit limit will be restored immediately

That is to say, if you repay at 12:00 today, you can spend or withdraw cash at 12:01

I hope you will adopt it

Question 8: Display after credit card repayment T 1 arrival, what is T 1 arrival? Transactions made on the first day will be credited to the account on the next day. If the next day is a non-trading day, the credit will be credited to the trading day. For example, if you trade on Monday, you can receive it on Tuesday. But if you want to trade on Friday, you have to receive it on Monday. Because the next day is Saturday, a non-trading day, it will be transferred to Sunday. Sunday is still a non-trading day, and it will be transferred to Monday. In the same way, if you trade on April 30, your account will be credited on May 4 because May Day is a three-day holiday.

Hope this helps.

Question 9: When will the early repayment of the credit card be credited? If the repayment is made through the China Merchants Bank credit card through our bank, the credit card payment will take 2 days to be credited, so it cannot be checked on the credit card website immediately after the payment. Once the transfer is completed, your credit card credit limit can be restored, but your cash advance limit cannot be restored until a deposit is received.

Question 10: When will the Bank of Communications credit card be used for payment after repayment? Hello, this depends on many situations.

1. The card status and accounting status are normal. Or the account status is abnormal (arrears) - the bank will repay and the credit limit will be restored immediately. Cards can be swiped on the same day and cash can be withdrawn the next day. If you repay across banks, you can swipe your card after the credit limit is restored in about 3 working days, and you can withdraw cash after 2 days. For Taobao repayments, the credit limit will be restored the next day and the card can be swiped, and cash can be withdrawn 2 days later.

2. The card status is normal, but the account is abnormal (more than 1 cycle in arrears) - the bank will repay, the limit will be restored immediately, and the card can be swiped and cash withdrawn the next day. If you repay across banks, it will arrive in your account in about 3 working days, and you can swipe your card and withdraw cash after 2 days. For Taobao repayment, the credit limit will be restored the next day, and you can swipe your card and withdraw cash 2 days later.

3. The card status is abnormal. Please call the customer service of the bank to apply for unfreezing the next day for repayment. Wait about 3 working days for interbank customer service to apply for unfreezing. For Taobao repayment, apply for unfreezing 2 days later.