Is it a crime to sell my credit card?

It depends on what he did with your card and what was the result.

If the person who bought your card successfully uses your card to transfer funds to the amount of the crime, he is the principal offender and you are an accessory. If he did not commit a crime, or the crime was unsuccessful, then you have not committed a crime.

But if you sell your card to others, you have broken the law and need to be criticized and educated.

Besides, the card held by the other party is overdrawn, and the bank will ask you for money to repay it. If you fail to pay, you will have a bad credit record, which will be recorded by the Credit Reference Center of the People's Bank of China. If the payment is overdue or in serious arrears, it will affect your future housing loans, flights, high-speed rail, etc.

Can the credit card be transferred?

It cannot be transferred. The credit card can only be used by the person. If the card is used by others, all risks incurred will be borne by the person.

Is the husband who sells credit cards reliable?

It is best not to marry this kind of person, because if you marry him, he will not be able to give you happiness. You should divorce him. This kind of person is a bottomless pit, and he will put your If all the money is spent, you will not be happy at all in the future. I think this kind of people are unreliable, because they will definitely do some illegal things if they sell credit cards. I think people like this are unreliable, because if they sell credit cards, they will definitely have some unfair means, and we cannot trust them. I think this kind of people are unreliable, because they must be doing something unfair when selling credit cards, and we should go. I think such a husband is unreliable. They may have unfair means when selling credit cards. We should not trust him. I think this kind of people are very unreliable, because if they sell credit cards, there will definitely be some unfair behavior, and we should go.

What crime does selling credit cards constitute?

Selling credit cards is suspected of "the crime of obstructing credit card management and the crime of buying and selling resident identity cards."

Legal Analysis

According to relevant national laws and regulations, those who engage in credit card activities with relatively large amounts shall be sentenced to not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. ; If the amount is huge or there are other serious circumstances, the penalty shall be not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; A fine of not less than 50,000 yuan but not more than 500,000 yuan or property confiscation shall be imposed; if a credit card is forged under any of the following circumstances, the circumstances shall be deemed serious: (1) More than 5 but less than 25 forged credit cards; (2) Deposits in the forged credit card The balance or overdraft limit individually or in total is more than 200,000 yuan but less than 1 million yuan; (3) Forging more than 50 but less than 250 blank credit cards; (4) Other serious circumstances.

Legal Basis

"Amendment to the Criminal Law of the People's Republic of China" 1. Add an article after Article 177 of the Criminal Law as Article 177 Article 1: “Anyone who interferes with credit card management under any of the following circumstances shall be sentenced to not more than three years or short-term imprisonment, and may also be fined not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to not more than three years or criminal detention, or a fine of not less than 10,000 yuan but not more than 100,000 yuan. For more than ten years but not more than ten years, a fine of not less than RMB 20,000 but not more than RMB 200,000 shall be imposed: "(1) Holding and transporting credit cards knowing that they are counterfeit, or holding and transporting blank credit cards knowing that they are counterfeit, in larger quantities "(2) Illegally holding other people's credit cards in large quantities; "(3) Using false identity certificates to fraudulently obtain credit cards; "(4) Selling, buying, or providing others with forged credit cards or using false identities to Proof of a fraudulently obtained credit card: “Those who steal, bribe or illegally provide other people’s credit card information shall be punished in accordance with the provisions of the preceding paragraph. "Staff of a bank or other financial institution who take advantage of their position to commit the crime in Paragraph 2 shall be severely punished."

How to promote credit cards!

Hello, selling sales cards is difficult, but it is also very simple. The main contradiction is that the high-quality customers that banks care about are relatively mature people who are not so keen on credit cards. The various procedures for applying for a card are very cumbersome for them.

People who are keen on applying for cards are relatively young. Generally speaking, the best places to sell credit cards are companies. If you follow a customer closely, you can successfully sell to them in the circle around them. These people's lives and incomes are relatively stable, and they are better customers. Of course, public affairs personnel are better, but public affairs personnel rarely deal with them collectively unless it is a relationship introduction. There are also steps that can help people minimize the hassle. Such as various certificates. Learn about some risk-free solutions.

Advantages:

1. You can overdraft without deposit and enjoy the interest-free period of 25-56 days. You can repay your loan on time without paying any interest.

2. When shopping, swiping your card is not only safe, hygienic and convenient, but you can also earn points and give gifts.

3. Special merchants with cardholders in the bank can enjoy discounts

4. Accumulate personal credit and add integrity records to your credit files, which will benefit you throughout your life.

Disadvantages:

1. Blind consumption with credit cards is not like paying cash. You spend money one by one. I feel nothing after brushing it. A few numbers lead to blind consumption and money flowing down the drain. However, can you be irrational about what you should buy and what you should not buy?

2. Excessive consumption of laptop installment payments, digital camera installment payments and smartphone installment payments. While enjoying their favorite items in advance, I also have to consider whether my salary will be just a drop in the bucket when I repay the loan next month?

3. High Interest If you cannot take good care of your credit card and cannot repay on time when the final repayment date arrives, the bank will charge a certain interest fee to avoid greater risks. You only have yourself to blame.

4/ Affect personal credit record Long-term malicious default will naturally affect personal credit record and even be blacklisted by the bank. It will be difficult to borrow money from the bank to buy a house or a car in the future - but if you don't ask, you won't manage your money.

This ends the introduction to selling credit cards and selling insurance with credit cards. Have you found the information you need?