Reason for refusal:
1, overdue credit investigation
Many applicants have overdue personal credit records because they have applied for loans or credit cards before. Therefore, they should regularly check personal credit information and find timely remedies if they are overdue.
2. No one answered the audit phone.
When handling a credit card, most people know that the bank customer service will call to verify your basic information, but there are often many reasons, such as forgetting to bring your mobile phone, losing your mobile phone and so on. Once missed, the application success rate will plummet.
3, the work industry does not match
Employees engaged in wholesale, individual, direct selling, insurance, logistics, entertainment, catering, security, freelance and other industries will be strictly examined and approved.
4 age mismatch
Applicants should be 18-60 years old.
5. Repeated application
The bank will automatically set the application interval in the approval system as 1 month, with a maximum of 6 months. During this period, if an application has been rejected, the system will directly reject the application without manual approval.
Requirements for applying for a bank credit card:
/kloc-Mainland residents aged 0/year and above 1 8-65;
2. Have a stable job and earn a monthly punch card;
3、? Fill in the credit card application form and sign it in person at the "Applicant's Signature".
Bank credit card application information:
1, copy of ID card, work certificate, income certificate, etc.
2. Provide bank deposit certificate, property certificate, degree certificate, etc.
3. Some card-issuing banks may require temporary accounts issued by local public security departments or certificates (including work certificates) issued by relevant departments if they register in different places, overseas personnel apply for jobs locally, and active military officers apply for credit cards in their own names.
Bank credit card application process:?
1, log in to the bank credit card official website;
2. Enter the "Credit Card Online Application" page;
3. Select the card you like, and click it to view all the information of the card;
4. Click "New User Application" or "Cardholder Application" and fill in the basic information on the webpage: name and ID number; ?
5. Click "Customer Verification" to continue to improve the information, select the card after submission, and then wait for the bank to issue the card.