1. After first applying for an Industrial Bank credit card, the bank will send you a password envelope for your credit card. After receiving the password envelope, you can change the password on the ATM machine and then set or modify the password online.

2. Secondly, if the credit card password has been entered incorrectly too many times and has been locked, you must call the Industrial Bank customer service hotline 95561 to explain the situation to the customer service and apply to unlock the password first.

3. Finally, check your billing address with customer service and ask for a replacement password letter. Only after receiving the password letter will you know what your credit card password is and can you change it.