you can apply for a debit card at the age of p>13, but you can't apply for a credit card. Credit cards usually need to be at least 18 years old, and some banks are limited to 22-25 years old.

when you are p>13 years old, you need to be accompanied by a guardian to apply for a debit card. I can't do it alone. At the same time, you need to bring your household registration book, valid guardian certificate and proof of guardianship.

13-year-olds can also choose to apply for children's bank cards, and banks such as Industrial and Commercial Bank of China, Bank of China and Bank of Communications have launched special cards for children.