First of all, a credit card can be recharged for repayment, but it cannot be transferred, so it is definitely not a transfer; Secondly, if it is a domestic withdrawal, at least a handling fee of 1% is charged (different banks); Thirdly, if it is consumption, it will be deducted according to the actual situation, and there will be no extra expenses. Now I just used CCB's Longka credit card to charge the accommodation fee (our school's accommodation fee is paid by online credit card), so the conclusion should be consumption.

You can also ask CCB's 24-hour customer service hotline to reconfirm, 95533.

Of course, if it is not a credit card but an ordinary bank card, there will be a cross-regional handling fee.

I hope my answer is useful to you ~

Answer to the supplementary question: I don't quite understand what you said about "the income of China Agricultural Bank". What is the relationship between university tuition and ABC? If the business of charging tuition in your school is undertaken by China Agricultural Bank, what does this have to do with your credit card? Credit cards cannot be transferred, and there is no regional fee for consumption (visa 1.5% in different currencies abroad). Before paying, make sure that the school is talking about a credit card. If it is an ordinary bank card or debit card, it is equivalent to transfer and remittance, and it needs to be charged across regions. If it is a credit card, the acquiring unit is a shopping mall, a school or a bank, and there is no handling fee.