Tips for applying for a credit card online There are five commonly used tips for applying for a credit card online: 1. Fill in the application information completely. There are many applicants who have interrupted filling in the online application information due to various reasons and have not completed it in a timely manner within a certain period of time. This will result in the card application request being unable to be submitted, and naturally the application will not be successful. 2. Submit accurate and true identity information. During the application process, you must truthfully fill in your personal identity information (ID card number, mobile phone number, name), etc. On the other hand, false identity information may make it more difficult for you to apply for a credit card next time. 3. Be careful when filling in the contact person. When applying online, you need to fill in a contact person. It is best to have a friend with a high-level credit card of the bank. This is equivalent to asking a senior user of the bank to give you a guarantee. 4. Choose the bank with the most business transactions. For example, salary flow. The salary card belongs to this bank. The bank can clearly understand the applicant's income level and repayment ability, making it easier to apply. 5. Timing of application. Generally speaking, the time when credit card salesmen of various banks are most eager to develop customers is the end of the year and the end of the month. If you want to successfully apply for a card, the end of the year or the end of the month is a good choice. I believe that the timing of application is particularly important. If you grasp the opportunity well, your chances of success will be greatly increased.
How to fill in the detailed application information for online credit card application 1. Basic information: It is best to fill in the contact address and landline phone number. Bank staff will often call this landline number to verify your card application information. If you have a landline phone number, If there is an error or you cannot be contacted, you may be refused to apply for the card. 2. Marital status: Applicants who are older and married have extra points, because applicants who are married and need to support their families appear to be more responsible. 3. Education level: It is recommended to choose junior college or above. 4. Residential situation: Several items that can be given extra points include self-purchasing without mortgage, self-purchasing with mortgage, and living with parents. Others basically do not add points. 5. Work situation: The nature of the unit can be checked based on the facts, and the employment status can be selected as full-time. The working time is preferably at least six months. Of course, the longer the better. 6. Income: The annual income must at least exceed the local average. Of course, the higher, the better. Reminder: The length of service is calculated from the first job, not the length of service in the current job; when it comes to salary, don’t forget to add year-end bonuses, holiday allowances and other benefits. If you master the above skills, it will no longer be difficult to successfully apply for a credit card online.